{"id":994,"date":"2021-04-10T10:32:20","date_gmt":"2021-04-10T17:32:20","guid":{"rendered":"https:\/\/usezloan.com\/?p=994"},"modified":"2021-04-10T10:32:20","modified_gmt":"2021-04-10T17:32:20","slug":"loan-16","status":"publish","type":"post","link":"https:\/\/usezloan.com\/index.php\/2021\/04\/10\/loan-16\/","title":{"rendered":"\uc735\uc790\uc9c0\uc2dd19-\uc8fc\ud0dd \uc735\uc790 \uad00\ub828 \ube44\uc6a9"},"content":{"rendered":"<p><strong><span style=\"font-size: 14pt;\">\uc8fc\ud0dd \uc735\uc790 \uad00\ub828 \ube44\uc6a9<\/span><\/strong><\/p>\n<ul>\n<li><strong><span style=\"font-size: 14pt;\">\uc735\uc790 \ube44\uc6a9(Loan Origination Fee)+(Point) : \uc735\uc790 \ube0c\ub85c\ucee4\uac00 \uc735\uc790\uc2e0\uccad\uc778\uc5d0\uac8c \ubd80\uacfc\ud558\ub294 \ube44\uc6a9\uacfc \uc2fc\uc774\uc790\ub97c \uc5bb\uae30 \uc704\ud574 \uba3c\uc800 \ub0b4\ub294 \uc120\uc774\uc790\ub97c \ub9d0\ud569\ub2c8\ub2e4. \ub300\ucd9c\uc790\uc758 \uc120\ud0dd\uc5d0 \ub530\ub77c \uc735\uc790 \ube0c\ub85c\ucee4 \ube44\uc6a9\uacfc \ud3ec\uc778\ud2b8\uac00 \uc5c6\uc744 \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4.<\/span><\/strong><\/li>\n<li><strong><span style=\"font-size: 14pt;\">\uc11c\ub958 \uc2ec\uc0ac\ube44(Underwriting Fee) : \ub300\ucd9c\uc790\ub098 \uc735\uc790\ube0c\ub85c\ucee4\uac00 \uc81c\ucd9c\ud55c \uc735\uc790\uc11c\ub958\ub97c \uc2ec\uc0ac\ud558\ub294 \ube44\uc6a9\uc73c\ub85c \ub300\ub7b5 $1,000\uc785\ub2c8\ub2e4.<\/span><\/strong><\/li>\n<li><strong><span style=\"font-size: 14pt;\">\uc11c\ub958 \uc9c4\ud589\ube44\uc6a9(Processing Fee) : \ub300\ucd9c \uace0\uac1d\uc774 \uc81c\ucd9c\ud55c \uc11c\ub958\ub97c \uc735\uc790\ube0c\ub85c\ucee4\ud68c\uc0ac\uac00 \uc644\ubcbd\ud55c \ub300\ucd9c\uc11c\ub958\ub85c \ub9cc\ub4e4\uc5b4 \uc740\ud589\uc5d0 \uc81c\ucd9c\ud558\ub294 \ube44\uc6a9\uc744 \ub9d0\ud569\ub2c8\ub2e4. \uc735\uc790\ud68c\uc0ac \uc9c1\uc6d0\ub4e4\uc758 \uc6d4\uae09\uc744 \uc9c0\uae09\ub418\ub294 \ube44\uc6a9\uc73c\ub85c \ub300\ub7b5 $300 &#8211; $1,500 \uc218\uc900\uc785\ub2c8\ub2e4.<\/span><\/strong><\/li>\n<li><strong><span style=\"font-size: 14pt;\">\uac10\uc815 \ube44\uc6a9( Appraisal Fee) : \uc8fc\ud0dd\uc758 \ud604 \uc2dc\uc138\ub97c \uc54c\uc544\ubcf4\ub294 \uac10\uc815 \ube44\uc6a9\uc73c\ub85c \ub300\ub7b5 $500 \uc218\uc900\uc785\ub2c8\ub2e4.<\/span><\/strong><\/li>\n<li><strong><span style=\"font-size: 14pt;\">\ud06c\ub808\ub527 \ub9ac\ud3ec\ud2b8 \ube44\uc6a9(Credit report Fee) : \uc735\uc790 \uc2e0\uccad\uc790\uc758 \ud06c\ub808\ub527 \uc810\uc218\ub97c \uc54c\uc544\ubcf4\ub294\ub370 \ub4dc\ub294 \ube44\uc6a9\uc73c\ub85c \ub300\ub7b5 $50 \uc218\uc900\uc785\ub2c8\ub2e4.<\/span><\/strong><\/li>\n<li><strong><span style=\"font-size: 14pt;\">\uc11c\ub958 \ube44\uc6a9(Document Fee ) : \uc735\uc790\uc2e0\uccad\uc744 \uc2b9\uc778 \ud6c4 \ub300\ucd9c\uc11c\ub958\ub97c \uc791\uc131\ud558\ub294 \ube44\uc6a9\uc73c\ub85c \ub300\ub7b5$300 \uc218\uc900\uc785\ub2c8\ub2e4.<\/span><\/strong><\/li>\n<li><strong><span style=\"font-size: 14pt;\">\uc138\uae08 \uc11c\ube44\uc2a4 \ube44\uc6a9 (Tax Service Fee) : \uc138\uae08\uc744 \uc81c\ub300\ub85c \ub0c8\ub294\uc9c0\ub97c \uc740\ud589\uc5d0 \uc54c\ub824\uc8fc\ub294 \uc11c\ube44\uc2a4 \ube44\uc6a9\uc73c\ub85c \uc740\ud589 \uc785\uc7a5\uc5d0\uc11c\ub294 \uc911\uc694\ud55c \uc11c\ub958\uc774\uace0 \uc735\uc790 \ub54c\ubb38\uc5d0 \ud30c\uc0dd\ub41c \ube44\uc6a9\uc73c\ub85c\uc11c \uc138\ubd84\ud574\uc11c Tax Monitoring Fee\uc640 Tax Status Research Fee\ub85c \ud569\uacc4, \ub300\ub7b5 $150 \uc218\uc900\uc785\ub2c8\ub2e4.<\/span><\/strong><\/li>\n<li><strong><span style=\"font-size: 14pt;\">\ud64d\uc218 \uc9c0\uc5ed \uc99d\uba85 \ube44\uc6a9(Flood Certification Fee) : \ud574\ub2f9 \ubd80\ub3d9\uc0b0\uc774 \ud64d\uc218 \uc704\ud5d8\uc9c0\uc5ed\uc5d0 \uc788\ub294\uc9c0, \uc544\ub2cc\uc9c0 \uc99d\uba85\uc11c\ub97c \ubc1b\ub294 \ube44\uc6a9\uc785\ub2c8\ub2e4. \uc138\ubd84\ud574\uc11c Flood Determination Fee \uc640 Flood Monitoring Fee\uac00 \uc788\ub294\ub370 \ub300\ub7b5 $60 \uc218\uc900\uc785\ub2c8\ub2e4.<\/span><\/strong><\/li>\n<li><strong><span style=\"font-size: 14pt;\">\uc1a1\uae08 \ube44\uc6a9( Wire Fee): \ub80c\ub354\uac00 \ub3c8\uc744 \uc628\ub77c\uc778\ub85c \ud380\ub4dc\ud560\ub54c \ub4dc\ub294 \ube44\uc6a9\uc73c\ub85c \ub300\ub7b5 $50 \uc218\uc900\uc785\ub2c8\ub2e4.<\/span><\/strong><\/li>\n<li><strong><span style=\"font-size: 14pt;\">\ud589\uc815 \ube44\uc6a9( Administration Fee) : \ubaa8\ud638\ud558\uace0 \uc790\uc9c8\uad6c\ub808\ud55c \ubaa8\ub4e0 \ube44\uc6a9\uc73c\ub85c \uc740\ud589 \uba54\uc2e0\uc800, \uc2dc\uccad\uc5d0\uc11c \ubc1c\uae09\ubc1b\ub294 \uc11c\ub958 \uc218\uc218\ub8cc \ub4f1\uc785\ub2c8\ub2e4.<\/span><\/strong><\/li>\n<li><strong><span style=\"font-size: 14pt;\">\uc2e0\uccad\uc790\uac00 \uc9c1\uc811 \uac00\uaca9\uc744 \uc54c\uc544 \ubcfc\uc218 \uc788\ub294 \ube44\uc6a9\ub4e4\ub3c4 \uc788\uc2b5\ub2c8\ub2e4. Pest Inspection Fee(\ud574\ucda9 \ud53c\ud574 \uac80\uc0ac\uc11c), Survey Fee(\uac80\uc815 \uc218\uc218\ub8cc), Title \ube44\uc6a9(\ubd80\ub3d9\uc0b0 \uba85\uc758 \ub4f1\uc7ac \ube44\uc6a9\uacfc \uc774\uc5d0 \ub530\ub978 \uac01\uc885 \uc218\uc218\ub8cc\uc778 Insurance Binder, Lender\u2019s Title insurance, Settlement Agent Fee, Title Search \ube44\uc6a9 \ub4f1\uc785\ub2c8\ub2e4)<\/span><\/strong><\/li>\n<li><strong><span style=\"font-size: 14pt;\">\uae30\ud0c0 \ube44\uc6a9(Other Costs) : \uba85\uc758 \ubcc0\uacbd \uc218\uc218\ub8cc (Recording Fee), \uc0ac\uc804 \ub0a9\ubd80\ud560 \uac01\uc885 \ubcf4\ud5d8\uc774\ub098 \uc5d0\uc2a4\ud06c\ub85c \uc218\uc218\ub8cc, \ub9e4\uc785 \uc2dc\uc810\uae4c\uc9c0\uc758 \ubd80\ub3d9\uc0b0 \uc138\uae08 \ub4f1\uc744 \ub9d0\ud569\ub2c8\ub2e4. \ud1b5\uc0c1, Pre-paids \ub77c\uace0 \ud45c\ud604\ud569\ub2c8\ub2e4 : Homeowner\u2019s Insurance Premium 12monts, Mortgage Insurance Premium, Prepaid Interest, Property Taxes), Initial Escrow Payment at Closing( Homeowner\u2019s Insurance -2month, Property Taxes-2 months) Other( HOA-Capital Contribution and Processing Fee, Home Inspection Fee, Title \u2013Owner\u2019s Title Insurance (optional) \ub4f1\uc774 \ud574\ub2f9\ub429\ub2c8\ub2e4.<\/span><\/strong><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>\uc8fc\ud0dd \uc735\uc790 \uad00\ub828 \ube44\uc6a9 \uc735\uc790 \ube44\uc6a9(Loan Origination Fee)+(Point) : \uc735\uc790 \ube0c\ub85c\ucee4\uac00 \uc735\uc790\uc2e0\uccad\uc778\uc5d0\uac8c \ubd80\uacfc\ud558\ub294 \ube44\uc6a9\uacfc \uc2fc\uc774\uc790\ub97c \uc5bb\uae30 \uc704\ud574 \uba3c\uc800 \ub0b4\ub294 \uc120\uc774\uc790\ub97c \ub9d0\ud569\ub2c8\ub2e4. \ub300\ucd9c\uc790\uc758 \uc120\ud0dd\uc5d0 \ub530\ub77c \uc735\uc790 \ube0c\ub85c\ucee4 \ube44\uc6a9\uacfc \ud3ec\uc778\ud2b8\uac00 \uc5c6\uc744 \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4. \uc11c\ub958 \uc2ec\uc0ac\ube44(Underwriting Fee) : \ub300\ucd9c\uc790\ub098 \uc735\uc790\ube0c\ub85c\ucee4\uac00 \uc81c\ucd9c\ud55c \uc735\uc790\uc11c\ub958\ub97c \uc2ec\uc0ac\ud558\ub294 \ube44\uc6a9\uc73c\ub85c \ub300\ub7b5 $1,000\uc785\ub2c8\ub2e4. \uc11c\ub958 \uc9c4\ud589\ube44\uc6a9(Processing Fee) : \ub300\ucd9c \uace0\uac1d\uc774 \uc81c\ucd9c\ud55c \uc11c\ub958\ub97c \uc735\uc790\ube0c\ub85c\ucee4\ud68c\uc0ac\uac00 \uc644\ubcbd\ud55c \ub300\ucd9c\uc11c\ub958\ub85c \ub9cc\ub4e4\uc5b4 [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[7],"tags":[],"class_list":["post-994","post","type-post","status-publish","format-standard","hentry","category-financial-study"],"_links":{"self":[{"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/posts\/994","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/comments?post=994"}],"version-history":[{"count":2,"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/posts\/994\/revisions"}],"predecessor-version":[{"id":996,"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/posts\/994\/revisions\/996"}],"wp:attachment":[{"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/media?parent=994"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/categories?post=994"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/tags?post=994"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}