{"id":868,"date":"2021-03-30T09:11:35","date_gmt":"2021-03-30T16:11:35","guid":{"rendered":"https:\/\/usezloan.com\/?p=868"},"modified":"2021-03-31T09:16:18","modified_gmt":"2021-03-31T16:16:18","slug":"loan-4","status":"publish","type":"post","link":"https:\/\/usezloan.com\/index.php\/2021\/03\/30\/loan-4\/","title":{"rendered":"\uc735\uc790\uc9c0\uc2dd7- \ubaa8\uae30\uc9c0 \ubcf4\ud5d8"},"content":{"rendered":"<p><strong><span style=\"font-size: 14pt;\">\ubaa8\uae30\uc9c0 \ubcf4\ud5d8\uc774\ub780?<\/span><\/strong><\/p>\n<p><strong><span style=\"font-size: 14pt;\">\uc774 \ubcf4\ud5d8\uc744 \uc601\uc5b4\ub85cPrivate Mortgage Insurance(PMI), Mortgage Insurance Premium(MIP)\ub77c\uace0 \ud569\ub2c8\ub2e4. PMI\ub294 \uc77c\ubc18\uc735\uc790\uc5d0\uc11c, MIP\ub294 FHA\uc640 USDA\uc735\uc790\uc5d0\uc11c \uc0ac\uc6a9\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. <\/span><\/strong><\/p>\n<p><strong><span style=\"font-size: 14pt;\">\uc8fc\ud0dd\uc735\uc790\uae08\uc744\ub300\ucd9c\ud55c \uc740\ud589\uc774 \ub300\ucd9c\uae08\uc744 \ubcf4\ud638\ubc1b\uae30 \uc704\ud574\uc11c \ub300\ucd9c\uc790\uc5d0\uac8c \uc8fc\ud0dd \uc735\uc790 \ub300\ucd9c\uae08 \ubcf4\ud5d8\uc744 \ub4e4\uac8c\ud569\ub2c8\ub2e4.\uc989 \uc735\uc790\uae08\uc73c\ub85c \uc8fc\ud0dd\uc744 \uad6c\uc785\ud55c \ud6c4 \uc2e4\uc9c1\uc774\ub098 \uc0ac\uace0\ub85c \uc6d4 \ud398\uc774\uba3c\ud2b8\ub97c \ud558\uc9c0 \ubabb\ud560 \uacbd\uc6b0\ub97c \ub300\ube44\ud558\ub294 \uac83\uc785\ub2c8\ub2e4. <\/span><\/strong><\/p>\n<p><strong><span style=\"font-size: 14pt;\">PMI\uc758 \uacbd\uc6b0 \ub300\ucd9c\uc790\uac00 \ub2e4\uc6b4\ud398\uc774\uba3c\ud2b8\ub97c 20%\ub85c \ud588\uc744 \uacbd\uc6b0 \uc735\uc790 \ub300\ucd9c \uc740\ud589\uc740 \uc758\ubb34\uc801\uc73c\ub85c \uc735\uc790\uc2e0\uccad\uc778\uc5d0\uac8c PMI\ubcf4\ud5d8\uc744 \ub4e4\uac8c\ud569\ub2c8\ub2e4. MIP\uc758 \uacbd\uc6b0 \ub2e4\uc6b4\ud398\uc774\uba3c\ud2b8\uc640 \uc5d0\ucffc\ud2f0\uc5d0 \uc0c1\uad00 \uc5c6\uc774 \uc735\uc790\uae30\uac04\ub3d9\uc548 \uacc4\uc18d \ubcf4\ud5d8\ub8cc\ub97c \ub0a9\ubd80\ud574\uc57c\ud569\ub2c8\ub2e4.<\/span><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\ubaa8\uae30\uc9c0 \ubcf4\ud5d8\uc774\ub780? \uc774 \ubcf4\ud5d8\uc744 \uc601\uc5b4\ub85cPrivate Mortgage Insurance(PMI), Mortgage Insurance Premium(MIP)\ub77c\uace0 \ud569\ub2c8\ub2e4. PMI\ub294 \uc77c\ubc18\uc735\uc790\uc5d0\uc11c, MIP\ub294 FHA\uc640 USDA\uc735\uc790\uc5d0\uc11c \uc0ac\uc6a9\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc8fc\ud0dd\uc735\uc790\uae08\uc744\ub300\ucd9c\ud55c \uc740\ud589\uc774 \ub300\ucd9c\uae08\uc744 \ubcf4\ud638\ubc1b\uae30 \uc704\ud574\uc11c \ub300\ucd9c\uc790\uc5d0\uac8c \uc8fc\ud0dd \uc735\uc790 \ub300\ucd9c\uae08 \ubcf4\ud5d8\uc744 \ub4e4\uac8c\ud569\ub2c8\ub2e4.\uc989 \uc735\uc790\uae08\uc73c\ub85c \uc8fc\ud0dd\uc744 \uad6c\uc785\ud55c \ud6c4 \uc2e4\uc9c1\uc774\ub098 \uc0ac\uace0\ub85c \uc6d4 \ud398\uc774\uba3c\ud2b8\ub97c \ud558\uc9c0 \ubabb\ud560 \uacbd\uc6b0\ub97c \ub300\ube44\ud558\ub294 \uac83\uc785\ub2c8\ub2e4. PMI\uc758 \uacbd\uc6b0 \ub300\ucd9c\uc790\uac00 \ub2e4\uc6b4\ud398\uc774\uba3c\ud2b8\ub97c 20%\ub85c \ud588\uc744 \uacbd\uc6b0 \uc735\uc790 \ub300\ucd9c \uc740\ud589\uc740 \uc758\ubb34\uc801\uc73c\ub85c \uc735\uc790\uc2e0\uccad\uc778\uc5d0\uac8c PMI\ubcf4\ud5d8\uc744 [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[7],"tags":[],"class_list":["post-868","post","type-post","status-publish","format-standard","hentry","category-financial-study"],"_links":{"self":[{"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/posts\/868","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/comments?post=868"}],"version-history":[{"count":3,"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/posts\/868\/revisions"}],"predecessor-version":[{"id":871,"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/posts\/868\/revisions\/871"}],"wp:attachment":[{"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/media?parent=868"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/categories?post=868"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/tags?post=868"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}