{"id":600,"date":"2021-03-14T18:00:27","date_gmt":"2021-03-15T01:00:27","guid":{"rendered":"https:\/\/usezloan.com\/?p=600"},"modified":"2021-03-28T17:01:12","modified_gmt":"2021-03-29T00:01:12","slug":"mortgage-refinance-demand-plunges-43-from-a-year-ago","status":"publish","type":"post","link":"https:\/\/usezloan.com\/index.php\/2021\/03\/14\/mortgage-refinance-demand-plunges-43-from-a-year-ago\/","title":{"rendered":"\ub192\uc740 \uc774\uc790\uc728\ub85c \uc778\ud558\uc5ec \ubaa8\uae30\uc9c0 \uc7ac \uc735\uc790 \uc218\uc694\uac00 1 \ub144 \uc804\ubcf4\ub2e4 43 % \uac10\uc18c\ud588\uc2b5\ub2c8\ub2e4."},"content":{"rendered":"<p>&nbsp;<\/p>\n<p><span style=\"font-size: 14pt;\"><strong>Key Points<\/strong><\/span><\/p>\n<ul>\n<li><span style=\"font-size: 14pt;\">\ub300\ucd9c \uc794\uace0\ub97c \uc900\uc218\ud558\ub294 30 \ub144 \uace0\uc815 \uae08\ub9ac \ubaa8\uae30\uc9c0 (548,250 \ub2ec\ub7ec \uc774\ud558)\uc758 \ud3c9\uade0 \uacc4\uc57d \uae08\ub9ac\ub294 20 % \uacc4\uc57d\uae08\uc774\uc788\ub294 \ub300\ucd9c\uc758 3.23 %\uc5d0\uc11c 3.26 %\ub85c \uc99d\uac00\ud588\uc2b5\ub2c8\ub2e4.<\/span><\/li>\n<li><span style=\"font-size: 14pt;\">\uc8fc\uac04 \uae08\ub9ac \uc774\ub3d9\uc5d0 \ub35c \ubbfc\uac10\ud55c \uc8fc\ud0dd \uad6c\uc785\uc744\uc704\ud55c \ubaa8\uae30\uc9c0 \uc2e0\uccad\uc740 \uc77c\uc8fc\uc77c \ub3d9\uc548 7 % \uc99d\uac00\ud588\uc9c0\ub9cc 1 \ub144 \uc804 \uac19\uc740 \uc8fc\uc5d0 \ube44\ud574 2 % \uc99d\uac00\ud588\uc2b5\ub2c8\ub2e4.<\/span><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p><span style=\"font-size: 14pt;\">\ucd5c\uadfc \uae08\ub9ac\uc758 \uae09\uaca9\ud55c \uc0c1\uc2b9\uc740 \ud604\uc7ac \ubaa8\uae30\uc9c0 \uc7ac \uc735\uc790 \uc218\uc694\uc5d0 \ud0c0\uaca9\uc744\uc8fc\uace0 \uc788\uc73c\uba70, \ud61c\ud0dd\uc744\ubc1b\uc744 \uc218\uc788\ub294 \ucc28\uc6a9\uc778\uc758 \uc218\uac00 \uc904\uc5b4\ub4e4\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/span><\/p>\n<p><span style=\"font-size: 14pt;\">\uc8fc\ud0dd \uc735\uc790 \uc7ac \uc735\uc790 \uc2e0\uccad\uc740 \uc9c0\ub09c\uc8fc\uc5d0 \ube44\ud574 5 % \uac10\uc18c\ud588\ub2e4\uace0 Mortgage Bankers Association\uc758 \uacc4\uc808 \uc870\uc815 \uc9c0\uc218\uc5d0 \ub530\ub974\uba74.\u00a0\ub610\ud55c 1 \ub144 \uc804 \uac19\uc740 \uc8fc\uc5d0 \ube44\ud574 43 % \uac10\uc18c\ud588\uc2b5\ub2c8\ub2e4.\u00a0\uc774\ub294 2019 \ub144 3 \uc6d4 8 \uc77c \uc774\ud6c4 \ucc98\uc74c\uc73c\ub85c \uc804\ub144 \ub300\ube44 \ud558\ub77d\ud55c \uac83\uc785\ub2c8\ub2e4. \uc791\ub144\uc5d0\ub294 \ucf54\ub85c\ub098 \ubc14\uc774\ub7ec\uc2a4\uc5d0 \ub300\ud55c \ub450\ub824\uc6c0\uc774 \uae08\uc735 \uc2dc\uc7a5\uc744 \uac15\ud0c0\ud568\uc5d0 \ub530\ub77c\uc774\uc2dc\uae30\uc5d0 \ubaa8\uae30\uc9c0 \uae08\ub9ac\uac00 \uae09\uaca9\ud788 \ub5a8\uc5b4\uc84c\uc2b5\ub2c8\ub2e4.\u00a0\uc774\ub85c \uc778\ud574 \uc7ac \uc735\uc790 \uc218\uc694\uac00 \ud06c\uac8c \uae09\uc99d\ud588\uc73c\uba70, \ub530\ub77c\uc11c \uc62c\ud574 \ube44\uad50\ud588\uc2b5\ub2c8\ub2e4.\u00a0<\/span><\/p>\n<div class=\"BoxInline-container \">\n<div id=\"BoxInline-ArticleBody-5\" class=\"BoxInline-container\" data-module=\"mps-slot\"><\/div>\n<\/div>\n<p><span style=\"font-size: 14pt;\">\ubaa8\uae30\uc9c0 \ud65c\ub3d9\uc758 \uc7ac \uc735\uc790 \ube44\uc728\uc740 \uc804\uc8fc 67.5 %\uc5d0\uc11c \uc804\uccb4 \uc2e0\uccad\uc758 64.5 %\ub85c \uac10\uc18c\ud588\uc2b5\ub2c8\ub2e4.<\/span><\/p>\n<p><span style=\"font-size: 14pt;\">\ub300\ucd9c \uc794\uace0\ub97c \uc900\uc218\ud558\ub294 30 \ub144 \uace0\uc815 \uae08\ub9ac \ubaa8\uae30\uc9c0 ($ 548,250 \uc774\ud558)\uc758 \ud3c9\uade0 \uacc4\uc57d \uae08\ub9ac\ub294 3.23 %\uc5d0\uc11c 3.26 %\ub85c \uc99d\uac00\ud588\uc73c\uba70, 20 % \ud558\ub77d\ud55c \ub300\ucd9c\uc758 \uacbd\uc6b0 \ud3ec\uc778\ud2b8\uac00 0.48 (\ucc3d\ucd9c \uc218\uc218\ub8cc \ud3ec\ud568)\uc5d0\uc11c 0.43\uc73c\ub85c \uac10\uc18c\ud588\uc2b5\ub2c8\ub2e4. \uc9c0\ubd88.\u00a0\uc8fc\uac04 \uc6c0\uc9c1\uc784\uc740 \uadf8\ub2e4\uc9c0 \ud06c\uc9c0 \uc54a\uc9c0\ub9cc \uae08\ub9ac\ub294 \uc62c\ud574 \ucd08\ubd80\ud130 40bp \uc0c1\uc2b9\ud588\uc2b5\ub2c8\ub2e4.<\/span><\/p>\n<p><span style=\"font-size: 14pt;\">MBA\uc758 \uacbd\uc81c \ubc0f \uc0b0\uc5c5 \uc608\uce21 \ubd80\uc0ac\uc7a5 \uc778 Joel Kan\uc740\u201c\ube60\ub978 \uacbd\uc81c \uc131\uc7a5, \uac1c\uc120 \ub41c \uace0\uc6a9 \uc2dc\uc7a5 \ubc0f \uc99d\uac00 \ub41c \ubc31\uc2e0 \ubc30\ud3ec\uc758 \uc2e0\ud638\ub294 \ube44\uc728\uc744 \ub192\uc774\uace0 \uc788\uc2b5\ub2c8\ub2e4.\u00a0\u201c\ubaa8\uae30\uc9c0 \uae08\ub9ac\uc758 \uae09\ub4f1\uc740 \uc7ac \uc735\uc790 \uc2e0\uccad\uc5d0 \ub300\ud55c \uc218\uc694\ub97c \uacc4\uc18d \ub0c9\uac01\uc2dc\ud0a4\uace0 \uc788\uc2b5\ub2c8\ub2e4.\u00a0\uc9c0\ub09c\uc8fc \ud65c\ub3d9\uc774 5 \uc8fc \ub9cc\uc5d0 \ub124 \ubc88\uc9f8\ub85c \uac10\uc18c\ud588\uc2b5\ub2c8\ub2e4. \u201d<\/span><\/p>\n<p><span style=\"font-size: 14pt;\">\uae08\ub9ac\uac00 \uc0c1\uc2b9\ud558\uba74 \uc7ac \uc735\uc790 \ud61c\ud0dd\uc744\ubc1b\uc744 \uc218\uc788\ub294 \ucc28\uc6a9\uc790 \ud480\uc774 \uc904\uc5b4 \ub4ed\ub2c8\ub2e4.\u00a0Black Knight\uc5d0 \ub530\ub974\uba74 \ucc28\uc6a9\uc790\uc758 \uc57d 15 %\ub294 \uc774\uc790\uc728\uc774 3 % \ubbf8\ub9cc\uc778 30 \ub144 \uace0\uc815 \ucd5c\ucd08 \ubaa8\uae30\uc9c0\ub97c \ubcf4\uc720\ud558\uace0 \uc788\uc73c\uba70, \uc804\uccb4 \ucc28\uc6a9\uc790\uc758 \uc57d \uc808\ubc18\uc774 \uc774\uc790\uc728\uc774 4 % \ubbf8\ub9cc\uc785\ub2c8\ub2e4.<\/span><\/p>\n<p><span style=\"font-size: 14pt;\">\uc8fc\uac04 \uae08\ub9ac \uc774\ub3d9\uc5d0 \ub35c \ubbfc\uac10\ud55c \uc8fc\ud0dd \uad6c\uc785\uc744\uc704\ud55c \ubaa8\uae30\uc9c0 \uc2e0\uccad\uc740 \uc77c\uc8fc\uc77c \ub3d9\uc548 7 % \uc99d\uac00\ud588\uc9c0\ub9cc 1 \ub144 \uc804 \uac19\uc740 \uc8fc\uc5d0 \ube44\ud574 2 % \uc99d\uac00\ud588\uc2b5\ub2c8\ub2e4.\u00a0\uc8fc\ud0dd \ud310\ub9e4\ub294 2020 \ub144 4 \uc6d4\uacfc 5 \uc6d4\uc5d0 \ucd08\uae30 \ud3d0\uc1c4 \uae30\uac04 \ub3d9\uc548 \uc815\uccb4\ub418\uc5b4 \uc9c0\ub09c \uc5ec\ub984\uc5d0 \uac15\ud558\uac8c \ubc18\ub4f1\ud588\uc2b5\ub2c8\ub2e4.<\/span><\/p>\n<div class=\"MidResponsive-midResponsiveContainer\">\n<div id=\"MidResponsive-1\" class=\"\" data-module=\"mps-slot\"><\/div>\n<\/div>\n<p><span style=\"font-size: 14pt;\">Kan\uc740\u201c\ubd04 \uad6c\ub9e4 \uc2dc\uc98c\uc774 \ub2e4\uac00\uc634\uc5d0 \ub530\ub77c 4 \uc8fc \ub9cc\uc5d0 \uac00\uc7a5 \uac15\uc138\ub97c \ubcf4\uc774\uba70 \uae30\uc874 \ubc0f \uc815\ubd80 \uc560\ud50c\ub9ac\ucf00\uc774\uc158 \ubaa8\ub450\uc5d0\uc11c \uc0c1\uc2b9\ud588\uc2b5\ub2c8\ub2e4.\u201d\ub77c\uace0 \ub9d0\ud588\uc2b5\ub2c8\ub2e4. \ucd5c\ucd08 \uad6c\ub9e4\uc790\uac00 \uc2dc\uc7a5\uc5d0 \uc9c4\uc785\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/span><\/p>\n<p><span style=\"font-size: 14pt;\">\ubaa8\uae30\uc9c0 \uae08\ub9ac\ub294 \uc774\ubc88 \uc8fc\uc5d0 \uc2dc\uc791\ud558\uc5ec \uc2ec\uc9c0\uc5b4 \ud654\uc694\uc77c\uc5d0 \ub9e4\uc6b0 \uc18c\ud3ed \ud558\ub77d\ud588\uc9c0\ub9cc 10 \ub144 \ub9cc\uae30 \uc7ac\ubb34\ubd80 \uacbd\ub9e4\uc5d0 \uc774\uc5b4 \uc218\uc694\uc77c\uc5d0 \ub610 \ub2e4\ub978 \uacb0\uc815\uc801\uc778 \uc6c0\uc9c1\uc784\uc744 \ubcf4\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4.\u00a0\ubaa8\uae30\uc9c0 \uae08\ub9ac\ub294 \ud574\ub2f9 \ucc44\uad8c\uc758 \uc218\uc775\ub960\uc744 \ub290\uc2a8\ud558\uac8c \ub530\ub985\ub2c8\ub2e4.<\/span><\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>&nbsp; Key Points \ub300\ucd9c \uc794\uace0\ub97c \uc900\uc218\ud558\ub294 30 \ub144 \uace0\uc815 \uae08\ub9ac \ubaa8\uae30\uc9c0 (548,250 \ub2ec\ub7ec \uc774\ud558)\uc758 \ud3c9\uade0 \uacc4\uc57d \uae08\ub9ac\ub294 20 % \uacc4\uc57d\uae08\uc774\uc788\ub294 \ub300\ucd9c\uc758 3.23 %\uc5d0\uc11c 3.26 %\ub85c \uc99d\uac00\ud588\uc2b5\ub2c8\ub2e4. \uc8fc\uac04 \uae08\ub9ac \uc774\ub3d9\uc5d0 \ub35c \ubbfc\uac10\ud55c \uc8fc\ud0dd \uad6c\uc785\uc744\uc704\ud55c \ubaa8\uae30\uc9c0 \uc2e0\uccad\uc740 \uc77c\uc8fc\uc77c \ub3d9\uc548 7 % \uc99d\uac00\ud588\uc9c0\ub9cc 1 \ub144 \uc804 \uac19\uc740 \uc8fc\uc5d0 \ube44\ud574 2 % \uc99d\uac00\ud588\uc2b5\ub2c8\ub2e4. &nbsp; \ucd5c\uadfc \uae08\ub9ac\uc758 \uae09\uaca9\ud55c \uc0c1\uc2b9\uc740 \ud604\uc7ac [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[6],"tags":[],"class_list":["post-600","post","type-post","status-publish","format-standard","hentry","category-news"],"_links":{"self":[{"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/posts\/600","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/comments?post=600"}],"version-history":[{"count":8,"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/posts\/600\/revisions"}],"predecessor-version":[{"id":853,"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/posts\/600\/revisions\/853"}],"wp:attachment":[{"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/media?parent=600"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/categories?post=600"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/tags?post=600"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}