{"id":3128,"date":"2022-04-28T15:10:40","date_gmt":"2022-04-28T22:10:40","guid":{"rendered":"https:\/\/usezloan.com\/?p=3128"},"modified":"2022-04-28T15:10:40","modified_gmt":"2022-04-28T22:10:40","slug":"realestate41","status":"publish","type":"post","link":"https:\/\/usezloan.com\/index.php\/2022\/04\/28\/realestate41\/","title":{"rendered":"\ubd80\ub3d9\uc0b0 \uc9c0\uc2dd 41- \uc8fc\ud0dd\ub9e4\ub9e4 \uc808\ucc28- \ubc14\uc774\uc5b4\u00a0"},"content":{"rendered":"

<\/h3>\n

\ubd80\ub3d9\uc0b0 \uc9c0\uc2dd 41- \uc8fc\ud0dd\ub9e4\ub9e4 \uc808\ucc28- \ubc14\uc774\uc5b4\u00a0<\/span><\/span><\/strong><\/h3>\n

<\/h3>\n

Step 1. \uac00\ub2a5\ud55c \uc608\uc0b0 \ubc94\uc704 \ud655\uc778<\/span><\/strong><\/h3>\n

\ubbf8\uad6d\uc5d0\uc11c\ub294\u00a0\ub300\ubd80\ubd84 \ubaa8\uae30\uc9c0\ub860\uc744 \ubc1b\uc544\uc11c \uc9d1\uc744 \uad6c\ub9e4\ud558\uc8e0. \ubb3c\ub860 \uc9d1\uc744 \ud604\uae08 100%\ub97c \uc8fc\uace0 \uc0b4 \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4. \ud558\uc9c0\ub9cc 100% \ud604\uae08\uc744 \uc900\ube44\ud558\uae30\uac00 \uc5b4\ub835\uace0, \uc9c0\uae08 \uac19\uc774\u00a0\uae08\ub9ac\uac00 \ub0ae\uc740 \uc2dc\uae30\uc5d0\ub294 \uc624\ud788\ub824 \ubaa8\uae30\uc9c0\ub860\uc744 \ubc1b\ub294 \uac83\uc774 \ub354 \uc720\ub9ac\ud558\uae30\ub3c4 \ud569\ub2c8\ub2e4.<\/span><\/strong><\/p>\n

\u00a0<\/span><\/strong><\/p>\n

\uc5bc\ub9c8 \uc815\ub3c4\uc758 \uc8fc\ud0dd\uc744 \uad6c\uc785\ud560 \uc218 \uc788\ub294\uac00\ub294\u00a0\ub2e4\uc6b4\ud398\uc774\uc640\u00a0\uc778\ucef4\u00a0\uadf8\ub9ac\uace0\u00a0\ud06c\ub808\ub527 \uc2a4\ucf54\uc5b4\uc5d0 \ub530\ub77c\uc11c \uc815\ud574\uc9d1\ub2c8\ub2e4. \ub2e4\uc6b4\ud398\uc774\ub294 \uc9c0\ubd88\ud560 \ud604\uae08, \uc778\ucef4\uc740 \uc18c\ub4dd, \ud06c\ub808\ub527 \uc2a4\ucf54\uc5b4\ub294 \uc2e0\uc6a9 \uc810\uc218\ub97c \uc758\ubbf8\ud558\ub294\ub370\uc694. \uc9d1 \uad6c\uc785\uc744 \uace0\ub824\ud55c\ub2e4\uba74 \uc774 3\uac00\uc9c0\ub97c\u00a0\ucd5c\uc18c 6\uac1c\uc6d4\uc5d0\uc11c 1\ub144 \uc804\ubd80\ud130\u00a0\ubbf8\ub9ac \uc810\uac80\ud558\uace0, \uc5b4\ub290 \uc815\ub3c4\uae4c\uc9c0 \ubaa8\uae30\uc9c0 \ub300\ucd9c\uc774 \ub418\ub294\uc9c0\ub97c \uc54c\uc544\ubd10\uc57c \ud569\ub2c8\ub2e4.<\/span><\/strong><\/p>\n

 <\/p>\n

Step 2. \uc9c0\uc5ed \ubc0f \uc8fc\ud0dd \ud615\ud0dc \uacb0\uc815<\/span><\/strong><\/h3>\n

(1) \uc9c0\uc5ed \uc120\uc815<\/span><\/strong><\/h4>\n

\uc608\uc0b0\uc774 \ud655\uc778\ub418\uc5c8\ub2e4\uba74 \uc774\uc81c\u00a0\uc704\uce58\ub97c \uacb0\uc815\ud574\uc57c \ud569\ub2c8\ub2e4. \uc9c1\uc7a5\uc778\uc774\ub77c\uba74\u00a0\ucd9c\ud1f4\uadfc \uac70\ub9ac\ub97c, \uc790\ub140\uac00 \uc788\ub2e4\uba74\u00a0\ud559\uad70\uc744 \uace0\ub824\ud558\uac8c \ub418\uc8e0. \ubb38\uc81c\ub294 \uac00\ub2a5\ud55c \uc608\uc0b0 \ubc94\uc704 \uc548\uc5d0\uc11c \uc6d0\ud558\ub294\u00a0\ubaa8\ub4e0 \uc870\uac74\uc744 \ub9cc\uc871\ud558\ub294 \uc9d1\uc744 \ucc3e\uae30\uac00 \uc5b4\ub835\ub2e4\ub294 \uac83\uc785\ub2c8\ub2e4.<\/span><\/strong><\/p>\n

\ub530\ub77c\uc11c \uc5b4\ub5a4 \uac83\uc744 \ub354 \uc911\uc694\ud558\uac8c \ubcfc \uac83\uc778\uc9c0 \ubbf8\ub9ac\u00a0\uc6b0\uc120 \uc21c\uc704 \ub9ac\uc2a4\ud2b8\ub97c \uc791\uc131\ud574 \ub450\uc5b4\uc57c \ud569\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \uc6b0\uc120 \uc21c\uc704\ub294 \ubcf8\uc778 \ubfd0 \ub9cc \uc544\ub2c8\ub77c \ubc30\uc6b0\uc790\uc640 \uac00\uc871 \ubaa8\ub450\uc758 \uc758\uacac\uc774 \ubc18\uc601\ub418\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4.<\/span><\/strong><\/p>\n

(2) \uc8fc\ud0dd \ud615\ud0dc \uacb0\uc815<\/span><\/strong><\/h4>\n

\ubbf8\uad6d\uc5d0\ub294 \uc2f1\uae00 \ud558\uc6b0\uc2a4, \uc544\ud30c\ud2b8, \ucf58\ub3c4 \ub4f1\u00a0\ub2e4\uc591\ud55c \uc8fc\ud0dd \ud615\ud0dc\uac00 \uc788\uc2b5\ub2c8\ub2e4. \uc5b4\ub5a4 \ud615\ud0dc\uc758 \uc8fc\ud0dd\uc774 \ubcf8\uc778\uacfc \uac00\uc871\uc5d0\uac8c \ub9de\uc744\uc9c0\ub3c4 \uc798 \uacb0\uc815\ud574\uc57c \ud558\uc8e0. \uc8fc\ud0dd \ud615\ud0dc\ub97c \uacb0\uc815\ud558\uae30 \uc804\uc5d0 \uc2f1\uae00 \ud558\uc6b0\uc2a4, \ucf58\ub3c4, \uc544\ud30c\ud2b8\uc5d0\u00a0\uc0b4\uc544\ubcf8 \uc0ac\ub78c\ub4e4\uc758 \uc758\uacac\ub3c4 \ubbf8\ub9ac \ub4e4\uc5b4\ubcf4\uc2dc\uae38 \ubc14\ub78d\ub2c8\ub2e4.<\/span><\/strong><\/p>\n

\u00a0<\/span><\/strong><\/p>\n

Step 3. \ub9ac\uc5bc\ud130 \uc120\uc815<\/span><\/strong><\/h3>\n

\ud55c\uad6d\uc5d0\uc11c \ubd80\ub3d9\uc0b0 \uac70\ub798\ub97c \ud560 \ub54c \uacf5\uc778\uc911\uac1c\uc0ac\uac00 \ud544\uc694\ud558\ub4ef\uc774 \ubbf8\uad6d\uc5d0\ub294\u00a0\ubd80\ub3d9\uc0b0 \uc5d0\uc774\uc804\ud2b8(Realtor, \ub9ac\uc5bc\ud130)\uac00 \ud544\uc694\ud569\ub2c8\ub2e4. \uacbd\ud5d8\uc774 \ub9ce\uc740 \ubd84\ub4e4\uc740 \ub9ac\uc5bc\ud130 \ube44\uc6a9\uc744 \uc544\ub07c\uae30 \uc704\ud574\u00a0\uc9c1\uc811 \uc9c4\ud589\ud558\uae30\ub3c4\u00a0\ud558\ub294\ub370\uc694. \uccab \uc9d1 \uad6c\ub9e4\uc774\uac70\ub098 \uacbd\ud5d8\uc774 \ubd80\uc871\ud558\ub2e4\uba74 \ub9ac\uc5bc\ud130\uc640 \ud568\uaed8 \ud504\ub85c\uc138\uc2a4\ub97c \uc9c4\ud589\ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4.<\/span><\/strong><\/p>\n

Step 4. \uc0ac\uc804 \uc735\uc790 \uc2b9\uc778 (Pre-approval)<\/span><\/strong><\/h3>\n

\uc0ac\uc804 \uc735\uc790 \uc2b9\uc778(Pre-approval)\uc740\u00a0\ubaa8\uae30\uc9c0\ub860\uc744 \uc54c\uc544\ubcf4\ub294 \ub2e8\uacc4\uc785\ub2c8\ub2e4. \ub2e8, \uc774 \ub54c \uc8fc\uc758\ud560 \uc810\uc740 \uc0ac\uc804 \uc735\uc790 \uc2b9\uc778\uc73c\ub85c \ub098\uc628 \uae08\uc561\uc774 \uc2e4\uc81c\ub85c\ub294\u00a0100% \uc804\ubd80 \ub098\uc624\uc9c0 \uc54a\uc744 \uc218\ub3c4 \uc788\ub2e4\ub294 \uc810\uc785\ub2c8\ub2e4. \uadf8\ub798\uc11c \uc0ac\uc804 \uc735\uc790 \uc2b9\uc778\uc744 \ubc1b\uc558\ub354\ub77c\ub3c4 \uc5b4\ub290\uc815\ub3c4\u00a0\uc5ec\uc720 \uc790\uae08\uc744 \uc900\ube44\ud574\ub450\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4.<\/span><\/strong><\/p>\n

\uadf8\ub9ac\uace0 \uac00\ub054\u00a0\uc0ac\uc804 \uc735\uc790 \uc2b9\uc778\uc744 \ubc1b\uae30 \uc804\uc5d0 \uc9d1\ubd80\ud130 \ucc3e\ub294 \ubd84\ub4e4\uc774 \uc788\ub294\ub370\uc694. \uc9d1\uc744 \ucc3e\ub354\ub77c\ub3c4 pre-approval\uc744 \ubc1b\uc740\u00a0\ub2e4\ub978 \ubc14\uc774\uc5b4(buyer)\uc640 \uacbd\uc7c1\uc5d0\uc11c \ubc00\ub9b4 \uc218 \ubc16\uc5d0 \uc5c6\uc73c\uba70, \uacbd\uc7c1\uc790\uac00 \uc5c6\ub354\ub77c\ub3c4 \uc0dd\uac01\ud588\ub358 \uc608\uc0b0\uacfc \ub2ec\ub77c\uc11c \uc9d1\uc744 \ub193\uce60 \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4.<\/span><\/strong><\/p>\n

\ub530\ub77c\uc11c \ubcf8\uaca9\uc801\uc73c\ub85c \uc9d1\uc744 \ucc3e\uae30 \uc804\uc5d0 \ubbf8\ub9ac \uc0ac\uc804 \uc735\uc790 \uc2b9\uc778\uc744 \uc2e0\uccad\ud574\uc57c \ud569\ub2c8\ub2e4.<\/span><\/strong><\/p>\n

Step 5 : \uc9d1 \ucc3e\uae30 (shopping for a home)<\/span><\/strong><\/h3>\n

\uc0ac\uc804 \uc735\uc790 \uc2b9\uc778\uc744 \ubc1b\uc558\ub2e4\uba74, \uc774\uc81c \ubcf8\uaca9\uc801\uc73c\ub85c \uc9d1\uc744 \ucc3e\uae30 \uc2dc\uc791\ud558\ub294\ub370\uc694. \ubbf8\uad6d\uc5d0\uc11c\ub294 \uc9d1\uc744 \ubcfc \ub54c\u00a0\uc624\ud508\ud558\uc6b0\uc2a4(Open house)\ub77c\ub294 \uac83\uc744 \ud569\ub2c8\ub2e4. \uc140\ub7ec(seller) \uce21\uc5d0\uc11c \ubbf8\ub9ac \uc5ec\ub7ec \ubc14\uc774\uc5b4\uc5d0\uac8c\u00a0\uc77c\uc815\uc744 \uacf5\uc9c0\ud558\uace0 \uc9d1\uc744 \uacf5\uac1c\ud558\ub294 \uac83\uc774\uc8e0.<\/span><\/strong><\/p>\n

 <\/p>\n

Step 6 : \uc624\ud37c(offer)<\/span><\/strong><\/h3>\n

(1) \uc624\ud37c \uc791\uc131 \ubc0f \ubc1c\uc1a1<\/span><\/strong><\/h4>\n

\ub9c8\uc74c\uc5d0 \ub4dc\ub294 \uc9d1\uc744 \uc120\ud0dd\ud588\ub2e4\uba74 \uc624\ud37c(offer)\ub97c \uc791\uc131\ud558\uace0 \uc140\ub7ec\uc5d0\uac8c \ubcf4\ub0c5\ub2c8\ub2e4. \uc624\ud37c\ub294\u00a0\uc77c\uc885\uc758 \uacc4\uc57d\uc11c \ucd08\ubcf8\uc774\ub77c\uace0 \ud560 \uc218 \uc788\ub294\ub370\uc694. \uc140\ub7ec\uac00 \uc624\ud37c\ub97c \uc218\ub77d(accept)\ud558\uba74\u00a0\ubcf8\uaca9\uc801\uc73c\ub85c \uacc4\uc57d \ud611\uc0c1\uc774 \uc2dc\uc791\ub429\ub2c8\ub2e4.<\/span><\/strong><\/p>\n

(2) \uce74\uc6b4\ud130 \uc624\ud37c<\/span><\/strong><\/h4>\n

\uc140\ub7ec\ub294 \ubc14\uc774\uc5b4\uc758 \uc624\ud37c\uc5d0 \ub300\ud574 \uce74\uc6b4\ud130 \uc624\ud37c(SCO, Seller\u2019s Count Offer)\ub97c \ubcf4\ub0b4\uae30\ub3c4 \ud569\ub2c8\ub2e4. \uce74\uc6b4\ud130 \uc624\ud37c\ub294 \ubc14\uc774\uc5b4\uac00 \ubcf4\ub0b8\u00a0\uacc4\uc57d \uc870\uac74\uc744 \ubcc0\uacbd\ud558\uc5ec \uc140\ub7ec\uc5d0\uac8c \uc720\ub9ac\ud558\ub3c4\ub85d \ud558\ub294 \uac83\uc778\ub370\uc694. \ubc14\uc774\uc5b4\ub3c4 \uc140\ub7ec\uc758 \uce74\uc6b4\ud130 \uc624\ud37c\ub97c \ubc1b\uace0 \ub2e4\uc2dc \uce74\uc6b4\ud130 \uc624\ud37c(BCO, Buyer\u2019s Count Offer)\ub97c \ubcf4\ub0bc \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/span><\/strong><\/p>\n

\uce74\uc6b4\ud130 \uc624\ud37c\ub294\u00a0\uacc4\uc57d \ud611\uc0c1\uc744 \ubb38\uc11c\ub85c\u00a0\ud558\ub294 \uac83\uc785\ub2c8\ub2e4. \uadf8\ub798\uc11c \uce74\uc6b4\ud130 \uc624\ud37c\ub97c \uc8fc\uace0 \ubc1b\ub294 \ud69f\uc218\uc5d0\ub294 \ubcc4\ub2e4\ub978 \uc81c\ud55c\uc774 \uc5c6\ub294\ub370\uc694.\u00a0\ud3c9\uade0\uc801\uc73c\ub85c\ub294 1~4\ubc88 \uc815\ub3c4\u00a0\uc0ac\uc774\uc5d0\uc11c \ud611\uc0c1\uc774 \ub9c8\ubb34\ub9ac \ub418\uace4 \ud569\ub2c8\ub2e4.<\/span><\/strong><\/p>\n

Step 7: \uc5d0\uc2a4\ud06c\ub85c \uc624\ud508 (Escrow open)<\/span><\/strong><\/h3>\n

(1) \uc5d0\uc2a4\ud06c\ub85c\ub780?<\/span><\/strong><\/h4>\n

\uc624\ud37c\uac00 \uc218\ub77d(accept)\ub418\uba74 \uc5d0\uc2a4\ud06c\ub85c(escrow)\ub97c \uc624\ud508\ud569\ub2c8\ub2e4. \uc5d0\uc2a4\ud06c\ub85c\ub780\u00a03\uc790 \uc911\uac1c \ud68c\uc0ac\ub97c \uc758\ubbf8\ud558\uba70, \uc5d0\uc2a4\ud06c\ub85c\uac00 \uc624\ud508\ub418\uba74 \uc8fc\ud0dd \uad6c\uc785 \uac00\uaca9\uc758\u00a0\uc57d 3~5% \uc815\ub3c4\ub97c \uacc4\uc57d\uae08\uc73c\ub85c \ubcf4\ub0b4\uc57c \ud569\ub2c8\ub2e4. \ucc38\uace0\ub85c \uacc4\uc57d\uae08\uc744 \uc120\uc785\uae08\ud558\ub294 \uac83\uc744\u00a0EMD(Earnest Moeny Deposit)\ub77c\uace0 \ud569\ub2c8\ub2e4.<\/span><\/strong><\/p>\n

 <\/p>\n

(2) \uc5d0\uc2a4\ud06c\ub85c \uce94\uc2ac(cancel)<\/span><\/strong><\/h4>\n

\uc77c\ubc18\uc801\uc73c\ub85c \uc5d0\uc2a4\ud06c\ub85c \uc624\ud508 \ud6c4 3\uc77c \uc548\uc5d0 \uacc4\uc57d\uae08\uc744 \uc1a1\uae08(deposit) \ud558\uc9c0 \uc54a\uc73c\uba74 \ub2e4\ub978 \ubc14\uc774\uc5b4\uc5d0\uac8c\u00a0\uc6b0\uc120 \ud611\uc0c1 \uad8c\ub9ac\uac00 \ub118\uc5b4\uac11\ub2c8\ub2e4. \uc774\ub97c \uc5d0\uc2a4\ud06c\ub85c\uac00 \ucde8\uc18c(\uce94\uc2ac)\ub418\uc5c8\ub2e4\uace0 \ud558\ub294\ub370\uc694. \ucc38\uace0\ub85c \uc5d0\uc2a4\ud06c\ub85c \uce94\uc2ac\uc5d0 \ub300\ud55c \uae30\uac04\uc774\ub098 \uaddc\uc815\uc740\u00a0\uacc4\uc57d\uc11c\ub9c8\ub2e4 \ub2e4\ub97c \uc218 \uc788\uae30 \ub54c\ubb38\uc5d0 \uc8fc\uc758\ud574\uc57c \ud569\ub2c8\ub2e4.<\/span><\/strong><\/p>\n

(3) \uc5d0\uc2a4\ud06c\ub85c \uc624\ud508 \uae30\uac04<\/span><\/strong><\/h4>\n

\uc5d0\uc2a4\ud06c\ub85c\uac00 \uc624\ud508\ub418\uace0 \ud074\ub85c\uc9d5 \ub420 \ub54c\uac00\uc9c0\uc758 \uae30\uac04\uc740\u00a0\ubcf4\ud1b5 30~45\uc77c\u00a0\uc815\ub3c4 \uae30\uac04\uc774 \uc18c\uc694\ub429\ub2c8\ub2e4. (\uc778\uc2a4\ud399\uc158 \ud3c9\uade0 \uae30\uac04 15\uc77c \ud3ec\ud568) \u00a0\ubbf8\uad6d \ub3d9\ubd80 \uc9c0\uc5ed\uc5d0\uc11c\ub294 \uc5d0\uc2a4\ud06c\ub85c\ub97c \uc624\ud508\ud558\uc9c0 \uc54a\uace0 \ubcc0\ud638\uc0ac \uc0ac\ubb34\uc2e4\uc774\ub098 \ud0c0\uc774\ud2c0 \ubcf4\ud5d8 \ud68c\uc0ac\uc5d0\uc11c \uc5ed\ud560\uc744 \ub300\uccb4\ud558\uae30\ub3c4 \ud569\ub2c8\ub2e4.<\/span><\/strong><\/p>\n

Step 8 : \uc778\uc2a4\ud399\uc158 (Inspection)<\/span><\/strong><\/h3>\n

(1) \ub514\uc2a4\ud074\ub85c\uc800<\/span><\/strong><\/h4>\n

\uc140\ub7ec\ub294 \ub514\uc2a4\ud074\ub85c\uc800(Disclosure)\ub97c \ubc14\uc774\uc5b4\uc5d0\uac8c \uacf5\uac1c \ud569\ub2c8\ub2e4. \uc989,\u00a0\uc140\ub7ec\ub9cc \uc54c\uace0 \uc788\ub358 \uc9d1\uacfc \uad00\ub828\ub41c \uc815\ubcf4\uac00 \uc788\ub2e4\uba74 \uc774\uc5d0 \ub300\ud574\u00a0\uc790\uc138\ud788 \uc54c\ub824\uc8fc\ub294 \uacfc\uc815\uc774\ub77c\uace0 \ubcfc \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/span><\/strong><\/p>\n

(2) \ud648 \uc778\uc2a4\ud399\uc158<\/span><\/strong><\/h4>\n

\ubc14\uc774\uc5b4\ub294 \uadf8 Disclosure \ub0b4\uc6a9\uc744 \ubaa8\ub450 \ud3ec\ud568\ud574\uc11c \ud648 \uc778\uc2a4\ud399\uc158(Home Inspection)\uc744 \uc9c4\ud589\ud558\uac8c \ub429\ub2c8\ub2e4. \ud639\uc2dc\ub77c\ub3c4 \uc9d1\uc5d0 \ub354 \uc788\uc744 \ubb38\uc81c\uc810\uc744 \ubc1d\ud788\uae30 \uc704\ud574 \uc804\ubb38\uac00\ub97c \uace0\uc6a9\ud558\ub294 \uac83\uc778\ub370\uc694. \uc778\uc2a4\ud399\uc158\uc740\u00a0\ub300\ub7b5 15\uc77c \uc774\ub0b4\u00a0\uc815\ub3c4 \uc18c\uc694\ub418\uba70\u00a0\ubc14\uc774\uc5b4\ub3c4 \uc9c1\uc811 \ucc38\uad00\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/span><\/strong><\/p>\n

<\/h4>\n

\uadf8\ub9ac\uace0 \ubaa9\uc870 \uc8fc\ud0dd\uc5d0\uc11c \ube7c\ub193\uc9c0 \ub9d0\uc544\uc57c \ud558\ub294 \uac83\uc774 \ud130\ub9c8\uc774\ud2b8 \uc778\uc2a4\ud399\uc158(Termite Inspection)\uc785\ub2c8\ub2e4.\u00a0\ud130\ub9c8\uc774\ud2b8(Termite)\ub780 \uc9d1\uc744 \uac09\uc544 \uba39\ub294 \ud574\ucda9\uc744 \uc758\ubbf8\ud558\ub294\ub370\uc694. \ud130\ub9c8\uc774\ud2b8 \ud53c\ud574\ub294 \ubbf8\uad6d\uc5d0\uc11c\ub294 \ubc1c\uc0dd\ud558\ub294\u00a0\uc8fc\ud0dd \ud53c\ud574 \uc911\uc5d0 \uc0c1\ub2f9\uc218\ub97c \ucc28\uc9c0\ud558\uace0 \uc788\uae30\ub3c4 \ud569\ub2c8\ub2e4.<\/span><\/strong><\/p>\n

(4) \uc218\ub9ac \uc694\uccad \ubc0f \ud06c\ub808\ub527 \uc694\uad6c<\/span><\/strong><\/h4>\n

\uc778\uc2a4\ud399\uc158\uc744 \ud1b5\ud574 \ubb38\uc81c\uc810\uc774 \ubc1c\uacac\ub418\uba74 \uc140\ub7ec\uc5d0\uac8c\u00a0\uc218\ub9ac\ub098 \ud06c\ub808\ub527\uc744 \uc694\uccad\u00a0\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774 \ubd80\ubd84\ub3c4 \uc140\ub7ec\uc640 \ud611\uc0c1\ud574\uc57c \uac83\uc774\uba70, \ubcf4\ud1b5 \uc140\ub7ec\uac00 \uc218\ub9ac\ud558\ub294 \uac83\ubcf4\ub2e4 \uc218\ub9ac\uc5d0 \ub4e4\uc5b4\uac00\ub294 \ube44\uc6a9\uc744\u00a0\ud06c\ub808\ub527\uc73c\ub85c \ubc1b\ub294 \uac83\uc774 \uc870\uae08 \ub354 \uae54\ub054\ud569\ub2c8\ub2e4.<\/span><\/strong><\/p>\n

Step 9 : \uc8fc\ud0dd \uac10\uc815 (Appraisal)<\/span><\/strong><\/h3>\n

\uc5b4\ud504\ub808\uc774\uc808\uc740 \uc740\ud589\uc5d0\uc11c\u00a0\uc8fc\ud0dd\uc758 \uac00\uce58\ub97c \ud3c9\uac00\ud558\ub294 \uc808\ucc28\uc785\ub2c8\ub2e4.\u00a0\uc735\uc790 \uc2b9\uc778 \uc804\uc5d0 \uc774\ub8e8\uc5b4\uc9c0\uba70, \ub9cc\uc57d \uc8fc\ud0dd \uad6c\uc785 \uac00\uaca9\uc5d0 \ube44\ud574 \uac10\uc815 \uac00\uaca9\uc774 \ub108\ubb34 \ub0ae\uac8c \uce21\uc815\ub418\uba74 \uc5d0\uc2a4\ud06c\ub85c \uce94\uc2ac \uc0ac\uc720(appraisal contingency)\uac00 \ub418\uae30\ub3c4 \ud569\ub2c8\ub2e4.<\/span><\/strong><\/p>\n

\uac10\uc815\uc808\ucc28\ub294 \ube60\ub974\uba74\u00a0\ub514\ud30c\uc9d3\uacfc \uc778\uc2a4\ud399\uc158 \ub2e8\uacc4\uc5d0 \uc774\ub8e8\uc5b4\uc9c0\uae30\ub3c4 \ud558\uace0, \ub2a6\uc5b4\uc9c0\uba74\u00a0\uc778\uc2a4\ud399\uc158 \ud6c4\uc5d0 \ub098\uc624\uae30\ub3c4 \ud569\ub2c8\ub2e4.<\/span><\/strong><\/p>\n

Step 10 : \ucee8\ud2f4\uc804\uc2dc (Contingency)<\/span><\/strong><\/h3>\n

(1) \ucee8\ud2f4\uc804\uc2dc\ub780?<\/span><\/strong><\/h4>\n

\ucee8\ud2f4\uc804\uc2dc(contingency)\ub780 \uc5d0\uc2a4\ud06c\ub85c \uc624\ud508 \ud6c4\u00a0\uacc4\uc57d\uc774 \ucde8\uc18c\ub420 \uc218 \uc788\ub294 \uc870\uac74\ub4e4\uc744 \uc758\ubbf8\ud569\ub2c8\ub2e4. \uc140\ub7ec\uc640 \ubc14\uc774\uc5b4\uac00 \uac01\uac01 \ucee8\ud2f4\uc804\uc2dc\ub97c \uac78 \uc218 \uc788\uc73c\uba70, \ubcf4\ud1b5\u00a0\ubc14\uc774\uc5b4\uc758 \ucee8\ud2f4\uc804\uc2dc \uc870\uac74\uc774 \ub354 \ub9ce\uc2b5\ub2c8\ub2e4.<\/span><\/strong><\/p>\n

(2) \ucee8\ud2f4\uc804\uc2dc \ub9ac\ubb34\ube0c<\/span><\/strong><\/h4>\n

\ucee8\ud2f4\uc804\uc2dc \ub9ac\ubb34\ube0c(Contingency Remove)\ub294 \ubc14\uc774\uc5b4\uac00\u00a0100% \uc9d1 \uad6c\uc785\uc744 \ud655\uc815 \ud558\ub294 \ub2e8\uacc4\uc785\ub2c8\ub2e4. \uc989, \ubc14\uc774\uc5b4\uac00 \uc8fc\ud0dd\uc744 \uad6c\uc785\ud558\uaca0\ub2e4\ub294\u00a0\ud655\uc2e4\ud55c \uc758\uc0ac \ud45c\uc2dc\ub97c \ud558\ub294 \uac83\uc785\ub2c8\ub2e4. \ub530\ub77c\uc11c \ub9cc\uc57d \ucee8\ud2f4\uc804\uc2dc \ub9ac\ubb34\ube0c \uc774 \ud6c4 \uacc4\uc57d\uc744 \ucde8\uc18c\ud558\uac70\ub098 \ubb38\uc81c\uac00 \ubc1c\uc0dd\ud558\uac8c \ub418\uba74 \ubaa8\ub450\u00a0\ubc14\uc774\uc5b4\uc758 \ucc45\uc784(\uae08\uc804\uc801 \uc190\uc2e4 \ud3ec\ud568)\uc774 \ub429\ub2c8\ub2e4.<\/span><\/strong><\/p>\n

 <\/p>\n

\ucee8\ud2f4\uc804\uc2dc \ub9ac\ubb34\ube0c\ub294 \ubcf4\ud1b5 \uc5d0\uc2a4\ud06c\ub85c\uac00 \uc624\ud508 \ub41c \ud6c4\u00a0\uc57d 15~17\uc77c \ud6c4\uc5d0 \uc774\ub904\uc9d1\ub2c8\ub2e4. (\ub860 \ucee8\ud2f4\uc804\uc2dc \ub9ac\ubb34\ube0c\ub294 20\uc77c \uc774\ud6c4) \ubc14\uc774\uc5b4\ub294 \ucee8\ud2f4\uc804\uc2dc \ub9ac\ubb34\ube0c\uc5d0 \uc2f8\uc778\ud558\uae30 \uc804\uc5d0\u00a0\ub193\uce5c \ubd80\ubd84\uc740 \uc5c6\ub294\uc9c0 \uc7ac\ucc28 \ud655\uc778\ud574\uc57c \ud558\ub294\ub370\uc694. \uc2f8\uc778 \uc774 \ud6c4\uc5d0 \uacc4\uc57d\uc744 \ucde8\uc18c\ud558\uba74 \ub514\ud30c\uc9d3\ud55c \uacc4\uc57d\uae08\uc744 \ub3cc\ub824 \ubc1b\uc744 \uc218 \uc5c6\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4.<\/span><\/strong><\/p>\n

Step 11 : \uc9d1 \ubcf4\ud5d8 (Home Insurance)<\/span><\/strong><\/h3>\n

\ucee8\ud2f4\uc804\uc2dc \ub9ac\ubb34\ube0c\uae4c\uc9c0 \ub418\uba74 \uac70\uc758 \uc9d1 \uad6c\uc785\uc744 \ud655\uc815\ud558\uac8c \ub41c \uac83\uc785\ub2c8\ub2e4. \uc774\uc81c \uc9d1 \uad6c\uc785\uc774 \uacb0\uc815\ub418\uc5c8\uae30 \ub54c\ubb38\uc5d0 \uc9d1 \ubcf4\ud5d8(Home Insurance)\uc744 \ubbf8\ub9ac \uc54c\uc544\ubd10\uc57c \ud558\ub294\ub370\uc694. \uc735\uc790\ub97c \ubc1b\uc73c\uba74 \ub80c\ub354\uac00 \ud074\ub85c\uc9d5\ud560 \ub54c \uc9d1 \ubcf4\ud5d8\ub8cc 1\ub144\uce58\ub97c \ubbf8\ub9ac \ub0a9\ubd80\ud558\ub77c\uace0 \ud558\uae30 \ub54c\ubb38\uc5d0 \ubbf8\ub9ac \uc5b4\ub5a4 \ubcf4\ud5d8\uc744 \uc120\ud0dd\ud560\uc9c0 \uacb0\uc815\ud574\ub450\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4. (\uc544\ub798 \uae00 \ucc38\uace0)<\/span><\/strong><\/p>\n

\u00a0<\/span><\/strong><\/p>\n

Step 12 : \ud30c\uc774\ub110 \uc778\uc2a4\ud399\uc158 (Final Inspection)<\/span><\/strong><\/h3>\n

\ud30c\uc774\ub110 \uc778\uc2a4\ud399\uc158\uc740 \uc140\ub7ec\uac00 \uace0\uccd0\uc8fc\uae30\ub85c \uc57d\uc18d\ud588\ub358 \ubd80\ubd84\uc774 \uc81c\ub300\ub85c \uace0\uccd0\uc84c\ub294\uc9c0\u00a0\ubc14\uc774\uc5b4\uac00 \uc9c1\uc811 \ud655\uc778\ud558\ub294 \ub2e8\uacc4\uc785\ub2c8\ub2e4. \uc140\ub7ec\uac00 \uace0\uccd0\uc904 \ubd80\ubd84\uc774 \uc5c6\uc5c8\ub354\ub77c\ub3c4 \uc5d0\uc2a4\ud06c\ub85c\uac00 \ud074\ub85c\uc9d5\ub418\uae30 \uc804\uc5d0\u00a0\uc140\ub7ec\uac00 \uc2e4\uc218\ub85c \uc9d1\uc744 \ub9dd\uac00\ub728\ub9ac\uac70\ub098 \ud558\ub294 \uc77c\ub3c4 \uc788\uae30 \ub54c\ubb38\uc5d0 \uc774 \ub2e8\uacc4\uac00 \ud544\uc694\ud569\ub2c8\ub2e4. \ub9cc\uc57d \uc774 \ubd80\ubd84\uc5d0\uc11c \ubb38\uc81c\uac00 \ubc1c\uacac\ub418\uc5c8\ub2e4\uba74 \uc140\ub7ec\uc640 \ub2e4\uc2dc \uc598\uae30\ud574\ubd10\uc57c \ud569\ub2c8\ub2e4.<\/span><\/strong><\/p>\n

Step 13 : \uc735\uc790\uc2b9\uc778 (Approval on loan)<\/span><\/strong><\/h3>\n

\uc740\ud589\uc758\u00a0\uc735\uc790 \uc2b9\uc778 \uc11c\ub958\uac00 \uc5d0\uc2a4\ud06c\ub85c\uc5d0 \ub3c4\ucc29\ud558\uba74\u00a0\uc735\uc790 \uc2b9\uc778\uc774 \uc644\ub8cc\ub41c \uac83\uc73c\ub85c \ubd05\ub2c8\ub2e4. \uc774 \uc11c\ub958\ub294 \ubcf4\ud1b5 100\ud398\uc774\uc9c0\uac00 \ub118\ub294 \ubd84\ub7c9\uc744 \uac00\uc9c0\uace0 \uc788\uae30\ub3c4 \ud55c\ub370\uc694. \uc774 \ub2e8\uacc4\uac00 \uac70\uc758 \uc8fc\ud0dd \uad6c\uc785\uc758 \ub9c8\uc9c0\ub9c9 \ub2e8\uacc4\ub77c\uace0 \ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/span><\/strong><\/p>\n

Step 14 : \uc790\uae08 \uc774\uccb4 (Funding)<\/span><\/strong><\/h3>\n

\ud30c\uc774\ub110 \uc778\uc2a4\ud399\uc158\uacfc \uc735\uc790 \uc2b9\uc778\uc774 \ubaa8\ub450 \uc644\ub8cc\uac00 \ub418\uc5c8\ub2e4\uba74 \uc5d0\uc2a4\ud06c\ub85c \ud68c\uc0ac\ub85c\u00a0\ub2e4\uc6b4\ud398\uc774\ud560 \ub3c8\uc744 \uc1a1\uae08\ud569\ub2c8\ub2e4. \uc740\ud589\uc5d0\uc11c \uc2b9\uc778\ub41c \uc735\uc790 \uae08\uc561\uacfc \ubc14\uc774\uc5b4\uac00 \uc9c0\ubd88\ud574\uc57c \ud558\ub294 \ub2e4\uc6b4\ud398\uc774\uba3c\ud2b8 \uae08\uc561, \uadf8\ub9ac\uace0 \uc140\ub7ec\uac00 \ub0b4\uc57c\ud558\ub294 \uc138\uae08\uacfc \uae30\uc874 \uc735\uc790 \ub4f1 \uc5ec\ub7ec\uac00\uc9c0 \uae08\uc561\uc744 \uc5d0\uc2a4\ud06c\ub85c\uc5d0\uc11c \uacc4\uc0b0\ud558\uace0 \ub9c8\uc9c0\ub9c9\uc73c\ub85c\u00a0\uc140\ub7ec\uc5d0\uac8c \uc1a1\uae08\ub418\uc5b4 \uc9d1\ub2c8\ub2e4.<\/span><\/strong><\/p>\n

Step 15 : \uc18c\uc720\uad8c \uc774\uc804<\/span><\/strong><\/h3>\n

\ubcf4\ud1b5 \uc5d0\uc2a4\ud06c\ub85c\u00a0\ud074\ub85c\uc9d5 \uc804\ub0a0\uc774\ub098 \ub2f9\uc77c\uc5d0 \uc5d0\uc2a4\ud06c\ub85c \ud68c\uc0ac\ub85c\u00a0\uc735\uc790 \uae08\uc561\uc774 \uc1a1\uae08\ub429\ub2c8\ub2e4. \uadf8\ub7ec\uba74 \uc5d0\uc2a4\ud06c\ub85c \ud68c\uc0ac\uc5d0\uc11c\ub294\u00a0\uc18c\uc720\uad8c \uc774\uc804 \ub4f1\uae30\ub97c \uc2e0\uccad\ud558\uac8c \ub429\ub2c8\ub2e4. \ubcf4\ud1b5 \uc624\uc804\uc5d0 \ub4f1\uae30 \uc2e0\uccad\uc744 \ud558\uba74 \uc624\ud6c4 \ucbe4\uc5d0 \uc774\uc804\ub418\uc5c8\ub2e4\uace0 \uc5f0\ub77d\uc774 \uc624\uac8c \ub429\ub2c8\ub2e4. \ub4f1\uae30\uac00 \uc644\ub8cc\ub418\uba74 \uc18c\uc720\uc8fc\uc758 \uc774\ub984\uc774 \uc140\ub7ec\uc5d0\uc11c \ubc14\uc774\uc5b4\ub85c \ubc14\ub00c\uac8c \ub418\ub294 \uac83\uc774\uc8e0.<\/span><\/strong><\/p>\n

\ud55c\uad6d\uc758 \ub4f1\uae30\ubd80\ub4f1\ubcf8\uacfc \ube44\uc2b7\ud55c \uac1c\ub150\uc73c\ub85c \ubbf8\uad6d\uc5d0\ub294\u00a0\ud0c0\uc774\ud2c0 \ub514\ub4dc(Title Deed)\ub77c\ub294 \uac83\uc774 \uc788\uc2b5\ub2c8\ub2e4. \uc904\uc5ec\uc11c \ud0c0\uc774\ud2c0 \ub610\ub294 \ub514\ub4dc\ub77c\uace0 \ud558\ub294\ub370\uc694. \ud639\uc2dc \ubaa8\ub97c \uc18c\uc720\uad8c \ubd84\uc7c1\uc744 \uc608\ubc29\ud558\uae30 \uc704\ud574\u00a0\ud0c0\uc774\ud2c0 \ubcf4\ud5d8\uc744 \uac00\uc785\ud558\uae30\ub3c4 \ud569\ub2c8\ub2e4.<\/span><\/strong><\/p>\n

\u00a0<\/span><\/strong><\/p>\n

Step 16 : \ud074\ub85c\uc9d5 (Escrow Closing)<\/span><\/strong><\/h3>\n

(1) \uc5d0\uc2a4\ud06c\ub85c \ud074\ub85c\uc9d5\uc774\ub780?<\/span><\/strong><\/h4>\n

\uc140\ub7ec\ub294 \ud0c0\uc6b4\uc5d0\uc11c \uc9d1\uc744 \ud314 \uc218 \uc788\ub294 \uac80\uc0ac\ub97c \ubc1b\uace0\u00a0\ud5c8\uac00\uc99d(certificate of occupancy)\uc744 \ubc1c\ubd80\u00a0\ubc1b\uc544 \ubc14\uc774\uc5b4\uc5d0\uac8c \uc804\ub2ec\ud569\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \ud0c0\uc774\ud2c0 \ud68c\uc0ac\uc5d0\uc11c\u00a0\ud074\ub85c\uc9d5 \uc11c\ub958\ub97c \ub9cc\ub4e4\uc5b4\uc11c\u00a0\ud569\uc758\ub41c \ub0a0\uc9dc\uc5d0 \ud074\ub85c\uc9d5\uc744 \ud558\uac8c \ub429\ub2c8\ub2e4.<\/span><\/strong><\/p>\n

(2) \uc5d0\uc2a4\ud06c\ub85c \ud074\ub85c\uc9d5 \uc77c\uc815<\/span><\/strong><\/h4>\n

\uc5d0\uc2a4\ud06c\ub85c \ud074\ub85c\uc9d5 \uc77c\uc815\ub3c4\u00a0\uc140\ub7ec\uc640 \ud611\uc0c1\ud558\uac8c \ub429\ub2c8\ub2e4. \ubcf4\ud1b5\u00a0\ubc14\uc774\uc5b4\ub294 \uae08\uc694\uc77c\uc744 \uc120\ud638\ud558\uace0\u00a0\uc140\ub7ec\ub294 \uc6d4\uc694\uc77c\uc744 \uc120\ud638\ud558\ub294 \uacbd\ud5a5\uc774 \uc788\uc2b5\ub2c8\ub2e4. \ubc14\uc774\uc5b4\ub294 \uae08\uc694\uc77c\uc5d0 \ud074\ub85c\uc9d5\ud558\uace0 \ud0a4\ub97c \ubc1b\uace0 \uc8fc\ub9d0\uc5d0 \uc774\uc0ac\ud558\uace0 \uc2f6\uc5b4\ud558\uace0, \uc140\ub7ec\ub294 \uc8fc\ub9d0\uc5d0 \uc774\uc0ac\ud558\uace0 \uc6d4\uc694\uc77c\uc5d0 \ud0a4\ub97c \ub118\uae30\uae30 \uc6d0\ud558\uae30 \ub54c\ubb38\uc774\uc8e0.<\/span><\/strong><\/p>\n

(3) \ud074\ub85c\uc9d5 \ube44\uc6a9<\/span><\/strong><\/h4>\n

\ud074\ub85c\uc9d5 \ube44\uc6a9\uc73c\ub85c\ub294 \ubcc0\ud638\uc0ac\ube44, \ud0c0\uc774\ud2c0 \uac80\uc0ac\ube44, \ud0c0\uc774\ud2c0 \ubcf4\ud5d8\ube44, \uc9d1 \ubcf4\ud5d8\ube44 \ub4f1\uae30\ube44 3\uac1c\uc6d4\ubd84 \ubd80\ub3d9\uc0b0 \uc138\uae08 \ub4f1\uc774 \ud3ec\ud568\ub429\ub2c8\ub2e4.<\/span><\/strong><\/p>\n

(4) \ud074\ub85c\uc9d5 \ud328\ud0a4\uc9c0 \uc218\ub839<\/span><\/strong><\/h4>\n

\ud074\ub85c\uc9d5 \ud6c4 2\ub2ec\uc774 \uc9c0\ub098\uba74 \ubcc0\ud638\uc0ac \uc0ac\ubb34\uc2e4\ub85c \ub4f1\uae30\uc11c\ub958\uac00 \ubc30\ub2ec\ub429\ub2c8\ub2e4. \uc774 \ub54c \uc131\uc778 \uc790\ub140\ub098 \ubc30\uc6b0\uc790 \uc774\ub984\uc744 \ub4f1\uae30\uc5d0 \ucd94\uac00\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/span><\/strong><\/p>\n

Step 17 : \uc774\uc0ac (Moving)<\/span><\/strong><\/h3>\n

\uc774\uc81c \uc774\uc0ac\ub97c \ud574\uc57c \ud569\ub2c8\ub2e4.\u00a0\ud074\ub85c\uc9d5\uacfc \uc774\uc0ac \uc77c\uc815\uc774 \uc798 \uc870\uc728\ub418\uc5c8\ub2e4\uba74 \ubb38\uc81c \uc5c6\uc774 \uc9c4\ud589\ud560 \uc218 \uc788\uc744 \ud150\ub370\uc694. \ub0a0\uc9dc\uac00 \uaf2c\uc778 \uacbd\uc6b0 \ud638\ud154\uc774\ub098 \ub2e4\ub978 \uac70\ucc98\uc5d0 \uba38\ubb3c\uae30\ub3c4 \ud569\ub2c8\ub2e4. (\uc544\ub798 \uae00 \ucc38\uace0)<\/span><\/strong><\/p>\n

\u00a0<\/span><\/strong><\/p>\n

\uc774\uc0ac\ud560 \ub54c\ub294\u00a0\uc5c5\uccb4\ub97c \uc774\uc6a9\ud558\uac70\ub098\u00a0\uc9c1\uc811 \uc720\ud640(U-Haul)\uc744 \uc774\uc6a9\ud574\uc11c \ud560 \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4. \uc608\uc804\uc5d0 \ubb34\ubc84(mover)\ub97c \uc4f0\uc9c0 \uc54a\uace0 \uc9c1\uc811 \uc774\uc0ac\ub97c \ud574\ubd24\ub294\ub370, \uac70\uc758 \uc77c\uc8fc\uc77c\ub3d9\uc548 \uc553\uc544 \ub204\uc6e0\ub358 \uacbd\ud5d8\uc774 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub798\uc11c \uc774\ubc88\uc5d0 \uc774\uc0ac\uc5d0\uc11c\ub294 \ubb34\ubc84\ub97c \uace0\uc6a9\ud558\uace0 \uc720\ud640 \ud2b8\ub7ed\uc740 \uc81c\uac00 \uc9c1\uc811 \uc6b4\uc804\ud558\uc600\uc2b5\ub2c8\ub2e4.<\/span><\/strong><\/p>\n

    \n
  • \uc720\ud640(U-Haul) \uc774\uc6a9 \ubc29\ubc95 (\uc791\uc131\uc608\uc815)<\/span><\/strong><\/li>\n<\/ul>\n

    Step 18 : \uc9d1 \uc720\uc9c0\ubcf4\uc218<\/span><\/strong><\/h3>\n

    \uc9d1 \uad6c\uc785\uacfc \uc774\uc0ac\uac00 \uc644\ub8cc\ub418\uba74 \uc774\uc81c \ubcf8\uaca9\uc801\uc73c\ub85c \uc9d1\uc744 \ud558\ub098\uc529 \uace0\uce58\uace0 \uad00\ub9ac\ud574\ub098\uac00\uc57c \ud569\ub2c8\ub2e4. \ubbf8\uad6d\uc740 \ub0a1\uace0 \uc624\ub798\ub41c \uc9d1\uc774 \ub9ce\uae30 \ub54c\ubb38\uc5d0 \uc9d1 \uc218\ub9ac\ub098 \uad00\ub9ac \ubc29\ubc95\uc5d0 \ub300\ud574\uc11c\ub3c4 \uacf5\ubd80\ub97c \ub9ce\uc774 \ud574\uc57c\ud558\uc8e0. \uc9c0\ubd95\uc774\ub098 \ub0c9\ub09c\ubc29, \uc804\uae30 \uc2dc\uc2a4\ud15c\ub3c4 \uc8fc\uae30\uc801\uc73c\ub85c \ud655\uc778\ud574\uc57c \ud558\uba70, \ubc31\uc57c\ub4dc\uac00 \uc788\ub2e4\uba74 \uc794\ub514 \uad00\ub9ac\ub3c4 \ud574\uc918\uc57c \ud569\ub2c8\ub2e4.<\/span><\/strong><\/p>\n

      \n
    • \ud648 \uc2dc\ud050\ub9ac\ud2f0 \uc2dc\uc2a4\ud15c \uad6c\ucd95\u00a0<\/span><\/strong><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"

      \ubd80\ub3d9\uc0b0 \uc9c0\uc2dd 41- \uc8fc\ud0dd\ub9e4\ub9e4 \uc808\ucc28- \ubc14\uc774\uc5b4\u00a0 Step 1. \uac00\ub2a5\ud55c \uc608\uc0b0 \ubc94\uc704 \ud655\uc778 \ubbf8\uad6d\uc5d0\uc11c\ub294\u00a0\ub300\ubd80\ubd84 \ubaa8\uae30\uc9c0\ub860\uc744 \ubc1b\uc544\uc11c \uc9d1\uc744 \uad6c\ub9e4\ud558\uc8e0. \ubb3c\ub860 \uc9d1\uc744 \ud604\uae08 100%\ub97c \uc8fc\uace0 \uc0b4 \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4. \ud558\uc9c0\ub9cc 100% \ud604\uae08\uc744 \uc900\ube44\ud558\uae30\uac00 \uc5b4\ub835\uace0, \uc9c0\uae08 \uac19\uc774\u00a0\uae08\ub9ac\uac00 \ub0ae\uc740 \uc2dc\uae30\uc5d0\ub294 \uc624\ud788\ub824 \ubaa8\uae30\uc9c0\ub860\uc744 \ubc1b\ub294 \uac83\uc774 \ub354 \uc720\ub9ac\ud558\uae30\ub3c4 \ud569\ub2c8\ub2e4. \u00a0 \uc5bc\ub9c8 \uc815\ub3c4\uc758 \uc8fc\ud0dd\uc744 \uad6c\uc785\ud560 \uc218 \uc788\ub294\uac00\ub294\u00a0\ub2e4\uc6b4\ud398\uc774\uc640\u00a0\uc778\ucef4\u00a0\uadf8\ub9ac\uace0\u00a0\ud06c\ub808\ub527 \uc2a4\ucf54\uc5b4\uc5d0 \ub530\ub77c\uc11c \uc815\ud574\uc9d1\ub2c8\ub2e4. \ub2e4\uc6b4\ud398\uc774\ub294 \uc9c0\ubd88\ud560 \ud604\uae08, \uc778\ucef4\uc740 […]<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[17],"tags":[],"class_list":["post-3128","post","type-post","status-publish","format-standard","hentry","category-real-estate"],"_links":{"self":[{"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/posts\/3128","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/comments?post=3128"}],"version-history":[{"count":1,"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/posts\/3128\/revisions"}],"predecessor-version":[{"id":3129,"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/posts\/3128\/revisions\/3129"}],"wp:attachment":[{"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/media?parent=3128"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/categories?post=3128"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/tags?post=3128"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}