{"id":3124,"date":"2022-04-28T15:03:47","date_gmt":"2022-04-28T22:03:47","guid":{"rendered":"https:\/\/usezloan.com\/?p=3124"},"modified":"2022-04-28T15:03:47","modified_gmt":"2022-04-28T22:03:47","slug":"loan-term276","status":"publish","type":"post","link":"https:\/\/usezloan.com\/index.php\/2022\/04\/28\/loan-term276\/","title":{"rendered":"\uc735\uc790\uc9c0\uc2dd 276-\uc735\uc790 \uc9c4\ud589 \uc808\ucc28- \uc2ec\uc0ac\ub2e8\uacc4"},"content":{"rendered":"<h2>\uc735\uc790\uc9c0\uc2dd 276-<span style=\"font-size: 18pt;\"><strong>\uc735\uc790 \uc9c4\ud589 \uc808\ucc28-<span style=\"font-size: 18pt;\"> \uc2ec\uc0ac\ub2e8\uacc4<\/span><\/strong><\/span><\/h2>\n<p><strong><span style=\"font-size: 14pt;\">\uc735\uc790 \uc9c4\ud589 \uc808\ucc28<\/span><\/strong><\/p>\n<p><strong><span style=\"font-size: 14pt;\">\uc735\uc790 \uc9c4\ud589\uacfc\uc815\uc740 \uc2e0\uccad\ub2e8\uacc4, \uc2ec\uc0ac\ub97c \ud1b5\ud55c \uc870\uac74\ubd80 \uc2b9\uc778, \ubd80\uc871\ud55c \uc11c\ub958 \uac80\uc99d \ud6c4 \ucd5c\uc885\uc2b9\uc778, \ud074\ub85c\uc9d5 \ub2e8\uacc4\uc640 \uac19\uc774 4\ub2e8\uacc4\ub85c \ub098\ub204\uc5b4 \ubcfc \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/span><\/strong><\/p>\n<p><strong><span style=\"font-size: 14pt;\">-\uc2ec\uc0ac\ub2e8\uacc4<\/span><\/strong><\/p>\n<p><strong><span style=\"font-size: 14pt;\">\uc2ec\uc0ac\ubd80\ub85c \ub118\uc5b4\uac00\uba74 \uc2ec\uc0ac\ub2e8\uacc4\uac00 \ub418\uc5b4 \uc81c\ucd9c\ub41c \uc11c\ub958\ub4e4\uc740 \uc811\uc218\ub41c \uc21c\uc11c\uc5d0 \ub530\ub77c \uc2ec\uc0ac \ub2f4\ub2f9\uc790\uac00 \uc2ec\uc0ac\ub97c \ud558\ub294\ub370 \uc774\ub97c \uc5b8\ub354\ub77c\uc774\ub354(Underwriter)\ub77c\uace0 \ud558\uba70, \uc735\uc790 \uc2b9\uc778\uc5ec\ubd80\ub97c \uacb0\uc815\ud558\ub294\ub370\ub294 \ubcf4\ud1b5 1~3\uc77c \uac78\ub9bd\ub2c8\ub2e4. \uc2ec\uc0ac \uacb0\uacfc\ub294 \ud1b5\uc0c1 approval(\uc870\uac74\ubd80 \uc2b9\uc778), suspense(\ubbf8\uacb0), counter offer(\uc735\uc790\ud68c\uc0ac\uc758 \uc81c\uc548), decline(\uac70\uc808) \ub4f1\uc73c\ub85c \ub098\ub204\uc5b4\uc9d1\ub2c8\ub2e4. Suspense\ub294 \uc735\uc790\uc2b9\uc778 \uc5ec\ubd80\uc5d0 \ud544\uc694\ud55c \uc790\ub8cc\uac00 \ubd80\uc871\ud560 \uacbd\uc6b0\uc5d0 \uadf8 \uc790\ub8cc\uac00 \ucda9\uc871\ub420 \ub54c\uae4c\uc9c0 \uc2ec\uc0ac\uacb0\uc815\uc744 \ubcf4\ub958\ud558\ub294 \uac83\uc744 \ub9d0\ud569\ub2c8\ub2e4.<\/span><\/strong><\/p>\n<p><strong><span style=\"font-size: 14pt;\">\uce74\uc6b4\ud130 \uc624\ud37c(Counteroffer)\ub294 \uc81c\ucd9c\ub41c \uc11c\ub958\ub300\ub85c \uc735\uc790\uc2b9\uc778\uc744 \ud574\uc904 \uc218\uac00 \uc5c6\ub2e4\uace0 \ud310\ub2e8\ud558\uc5ec \uc2ec\uc0ac\ub2f4\ub2f9\uc790\uac00 \ub2e4\uc6b4 \ud398\uc774\uba3c\ud2b8\ub97c \ub354 \uc694\uad6c\ud558\uac70\ub098, \uc735\uc790\uc0c1\ud488\uc744 \ubc14\uafb8\uac70\ub098, \uac70\uc8fc\uc6a9\ub3c4\ub97c \ubc14\uafb8\uac70\ub098 \ud560 \uacbd\uc6b0\uc5d0 \uc2b9\uc778\uc744 \uc8fc\uaca0\ub2e4\uace0 \uc54c\ub824\uc8fc\ub294 \ud1b5\uc9c0\uc785\ub2c8\ub2e4. \ubc14\uc774\uc5b4\ub294 90\uc77c \uc548\uc73c\ub85c \uce74\uc6b4\ud130 \uc624\ud37c\ub97c \ubc1b\uc744 \uad8c\ud55c\uc744 \uac00\uc9d1\ub2c8\ub2e4.\u00a0<\/span><\/strong><\/p>\n<p><strong><span style=\"font-size: 14pt;\">\uc870\uac74\ubd80 \uc2b9\uc778(Approval)\uc774 \ub0ac\uc744 \uacbd\uc6b0\uc5d0\ub294 \ub860 \uc2e0\uccad\uc790\uc5d0\uac8c \uc57d\uc870\ud558\ub294 \ud3b8\uc9c0(commitment letter)\uac00 \ubc1c\uc1a1\ub418\ub294\ub370 \uc774\uac83\uc740 \uba87 \uac00\uc9c0 \ucd94\uac00\uc801\uc778 \uc11c\ub958\uc640 \uc815\ubcf4\uc81c\uacf5\uc744 \uc804\uc81c\ub85c \uc735\uc790\ub294 \ubb38\uc81c\uc5c6\uc774 \ub05d\ub0a0 \uc218 \uc788\ub2e4\ub294 \ud3b8\uc9c0\uc785\ub2c8\ub2e4.<\/span><\/strong><\/p>\n<p><strong><span style=\"font-size: 14pt;\">\uc57d\uc815\uc11c(commitment letter)\uc5d0\ub294 \ub300\ucd9c \uc870\uac74 (\uae08\uc561, \uc774\uc790\uc728, \uc218\ub77d \uae30\uac04 \ubc0f \ub9cc\ub8cc\uc77c)\uc774 \uba85\uc2dc\ub418\uc5b4 \uc788\uc73c\uba70 \ub300\ucd9c \uae30\uad00\uc774 \uc800\ub2f9\uad8c \uc790\uc5d0\uac8c \ubcf4\ub0b4\ub294 \ubc95\uc801 \uad6c\uc18d\ub825\uc774\uc788\ub294 \uc11c\uba74 \uc57d\uc18d\uc785\ub2c8\ub2e4.<\/span><\/strong><\/p>\n<p><strong><span style=\"font-size: 14pt;\">\ubc14\uc774\uc5b4\ub098 \ubd80\ub3d9\uc0b0 \uc5d0\uc774\uc804\ud2b8\ub4e4\uc774 \uc735\uc790\uc2b9\uc778 \ub418\uc5c8\ub2e4\uace0 \ud558\uba74 \ubcf4\ud1b5 \uc774 \uc870\uac74\ubd80 \uc2b9\uc778\uc744 \ub9d0\ud569\ub2c8\ub2e4.<\/span><\/strong><\/p>\n<p><strong><span style=\"font-size: 14pt;\">\uc870\uac74\ubd80 \ub300\ucd9c \uc57d\uc815\uc740 \ub300\ucd9c \uc57d\uc815\uc774 \ubc1c\ud589\ub418\uae30 \uc804\uc5d0 \ucda9\uc871\ub418\uc5b4\uc57c\ud558\ub294 \ubbf8\uacb0 \uc0ac\ud56d\uc774\ubbc0\ub85c \ub300\ucd9c \uae30\uad00\uc740 \uc870\uac74\ubd80 \uc2b9\uc778\uc744 \ubc1c\ud589\ud569\ub2c8\ub2e4.<\/span><\/strong><\/p>\n<p><strong><span style=\"font-size: 14pt;\">\uc870\uac74\ubd80 \uc2b9\uc778\uc740 \uc544\uc9c1 \uc735\uc790\uacfc\uc815\uc774 \uc644\uc804\ud788 \ub05d\ub09c \uac83\uc740 \uc544\ub2c8\uc9c0\ub9cc \uc774 \ud30c\uc77c\uc5d0 \ub300\ud574 \uc2ec\uc0ac\ub2f4\ub2f9\uc790\uc758 \uc0dd\uac01\uc744 \uc54c \uc218 \uc788\ub2e4\ub294 \uc810\uc5d0\uc11c \uc544\uc8fc \uc911\uc694\ud569\ub2c8\ub2e4. \uc2ec\uc0ac\ub2f4\ub2f9\uc790\uac00 \ucd08\uae30 \uc870\uac74\ubd80 \uc2b9\uc778\uc744 \ud574\uc8fc\uba74\uc11c \uc5ec\ub7ec \uac00\uc9c0 \ucd94\uac00\uc11c\ub958\ub97c \uc694\uad6c\ud558\uae30\ub3c4 \ud558\uace0 \ub3d9\uc2dc\uc5d0 \uac01\uc885 \uc815\ubcf4\uc640 \uc11c\ub958\uc5d0 \ub300\ud558\uc5ec \uac80\uc99d\uacfc\uc815\uc744 \uac70\uce60 \uac83\uc744 \uc694\uad6c\ud558\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4.<\/span><\/strong><\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\uc735\uc790\uc9c0\uc2dd 276-\uc735\uc790 \uc9c4\ud589 \uc808\ucc28- \uc2ec\uc0ac\ub2e8\uacc4 \uc735\uc790 \uc9c4\ud589 \uc808\ucc28 \uc735\uc790 \uc9c4\ud589\uacfc\uc815\uc740 \uc2e0\uccad\ub2e8\uacc4, \uc2ec\uc0ac\ub97c \ud1b5\ud55c \uc870\uac74\ubd80 \uc2b9\uc778, \ubd80\uc871\ud55c \uc11c\ub958 \uac80\uc99d \ud6c4 \ucd5c\uc885\uc2b9\uc778, \ud074\ub85c\uc9d5 \ub2e8\uacc4\uc640 \uac19\uc774 4\ub2e8\uacc4\ub85c \ub098\ub204\uc5b4 \ubcfc \uc218 \uc788\uc2b5\ub2c8\ub2e4. -\uc2ec\uc0ac\ub2e8\uacc4 \uc2ec\uc0ac\ubd80\ub85c \ub118\uc5b4\uac00\uba74 \uc2ec\uc0ac\ub2e8\uacc4\uac00 \ub418\uc5b4 \uc81c\ucd9c\ub41c \uc11c\ub958\ub4e4\uc740 \uc811\uc218\ub41c \uc21c\uc11c\uc5d0 \ub530\ub77c \uc2ec\uc0ac \ub2f4\ub2f9\uc790\uac00 \uc2ec\uc0ac\ub97c \ud558\ub294\ub370 \uc774\ub97c \uc5b8\ub354\ub77c\uc774\ub354(Underwriter)\ub77c\uace0 \ud558\uba70, \uc735\uc790 \uc2b9\uc778\uc5ec\ubd80\ub97c \uacb0\uc815\ud558\ub294\ub370\ub294 \ubcf4\ud1b5 1~3\uc77c \uac78\ub9bd\ub2c8\ub2e4. \uc2ec\uc0ac \uacb0\uacfc\ub294 \ud1b5\uc0c1 approval(\uc870\uac74\ubd80 [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[7],"tags":[],"class_list":["post-3124","post","type-post","status-publish","format-standard","hentry","category-financial-study"],"_links":{"self":[{"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/posts\/3124","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/comments?post=3124"}],"version-history":[{"count":1,"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/posts\/3124\/revisions"}],"predecessor-version":[{"id":3125,"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/posts\/3124\/revisions\/3125"}],"wp:attachment":[{"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/media?parent=3124"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/categories?post=3124"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/tags?post=3124"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}