{"id":1873,"date":"2021-06-26T10:59:38","date_gmt":"2021-06-26T17:59:38","guid":{"rendered":"https:\/\/usezloan.com\/?p=1873"},"modified":"2021-06-29T10:29:54","modified_gmt":"2021-06-29T17:29:54","slug":"2021","status":"publish","type":"post","link":"https:\/\/usezloan.com\/index.php\/2021\/06\/26\/2021\/","title":{"rendered":"\uc735\uc790\uc9c0\uc2dd106- FHA GUIDELINES AND BENEFITS 2"},"content":{"rendered":"<p><strong><span style=\"font-size: 14pt;\">\uc735\uc790\uc9c0\uc2dd106- FHA GUIDELINES AND BENEFITS 2<\/span><\/strong><\/p>\n<p><strong><span style=\"font-size: 14pt;\">FHA GUIDELINES AND BENEFITS<\/span><\/strong><\/p>\n<p><strong><span style=\"font-size: 14pt;\">FHA \uc2e0\uc6a9 \uc810\uc218 \ubc0f Down Payment \uc694\uac74:\ucc28\uc6a9\uc778\uc774 \uacc4\uc57d\uae08\uc744 \uc9c0\ubd88\ud558\ub294 \ub370 \ud544\uc694\ud55c \uae08\uc561\uc740 \ub2e4\uc74c\uc744 \uae30\uc900\uc73c\ub85c \uc2e0\uc6a9 \uc810\uc218\uc5d0 \ub530\ub77c \ub2ec\ub77c\uc9d1\ub2c8\ub2e4.<\/span><\/strong><\/p>\n<ul>\n<li><strong><span style=\"font-size: 14pt;\"> \ucd5c\uc18c \uc2e0\uc6a9 \uc810\uc218 580 \u2013 \uacc4\uc57d\uae08 : 3.5 % \ub0b4\uc57c \ud569\ub2c8\ub2e4. <\/span><\/strong><\/li>\n<li><strong><span style=\"font-size: 14pt;\"> \uc2e0\uc6a9 \uc810\uc218 579 ~ 500 \u2013 \uacc4\uc57d\uae08 : 10 % \ub0b4\uc57c \ud569\ub2c8\ub2e4. <\/span><\/strong><\/li>\n<li><strong><span style=\"font-size: 14pt;\"> \uc2e0\uc6a9 \uc810\uc218\uac00 500 \uc810 \ubbf8\ub9cc \u2013 FHA \ud30c\uc774\ub0b8\uc2f1 \uc790\uaca9\uc774 \uc5c6\uc74c<\/span><\/strong><\/li>\n<li><strong><span style=\"font-size: 14pt;\"> FHA \uac70\uc8fc-\ucc28\uc6a9\uc778\uc740 \uc5b4\uc74c \ubc0f \ubaa8\uae30\uc9c0 \uc870\uac74\uc744 \uc900\uc218\ud558\uae30 \uc704\ud574 \ud3d0\uc1c4 \ud6c4 60 \uc77c \uc774\ub0b4\uc5d0 \ubd80\ub3d9\uc0b0\uc744 \uc774\uc0ac\ud574 \uac70\uc8fc\ud574\uc57c\ud558\uba70 \ucd5c\uc18c 1 \ub144 \ub3d9\uc548 \ud574\ub2f9 \ubd80\ub3d9\uc0b0\uc744 \uc0b4 \uacc4\ud68d\uc744 \uc138\uc6cc\uc57c\ud569\ub2c8\ub2e4.<\/span><\/strong><\/li>\n<\/ul>\n<p><strong><span style=\"font-size: 14pt;\">\u00a0<\/span><\/strong><\/p>\n<ul>\n<li><strong><span style=\"font-size: 14pt;\"> \uc735\uc790 \uc591\ub3c4 \uac00\ub2a5-FHA \ub300\ucd9c\uc744 \uc591\ub3c4\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc989, \ub300\ucd9c \uc11c\ube44\uc2a4 \uc5c5\uccb4 \ubc0f HUD \uc2e0\uc6a9 \uac00\uc774\ub4dc \ub77c\uc778\uc758 \uc2b9\uc778\uc5d0 \ub530\ub77c \uc2e0\uaddc \uad6c\ub9e4\uc790\uac00 \uae30\uc874 \ubaa8\uae30\uc9c0 \ubcf4\uc720\uc790\uc758 \uc9c0\ubd88\uc744 \uc778\uc218 \ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/span><\/strong><\/li>\n<\/ul>\n<p><strong><span style=\"font-size: 14pt;\">\u00a0<\/span><\/strong><\/p>\n<ul>\n<li><strong><span style=\"font-size: 14pt;\"> FHA \uc801\uaca9 \ube44\uc728-\uc77c\ubc18\uc801\uc73c\ub85c FHA \ub300\ucd9c\uc744 \ubc1b\uc73c\ub824\uba74 \uc6d4 \ubaa8\uae30\uc9c0 \uc9c0\ubd88\uc561\uc774 \ucc28\uc6a9\uc778 \uc18c\ub4dd\uc758 31 %\ub97c \ucd08\uacfc \ud560 \uc218 \uc5c6\uc73c\uba70 (\ud504\ub860\ud2b8 \uc5d4\ub4dc \ube44\uc728) \uc6d4 \ucd1d \ubd80\ucc44\uac00 43 %\ub97c \ub118\uc9c0 \uc54a\uc544\uc57c\ud569\ub2c8\ub2e4. (\ucd5c\uc885 \ube44\uc728).<\/span><\/strong><\/li>\n<\/ul>\n<p><strong><span style=\"font-size: 14pt;\">\u00a0<\/span><\/strong><\/p>\n<ul>\n<li><strong><span style=\"font-size: 14pt;\">Seller \ub3c4\uc6c0 \ud560\uc778-\ud310\ub9e4 \ud560\uc778\uc740 \ud310\ub9e4 \uac00\uaca9\uc758 6 %\ub85c \uc81c\ud55c\ub429\ub2c8\ub2e4. \uadf8\ub807\uc9c0 \uc54a\uc73c\uba74 \uad6c\ub9e4 \uc720\ub3c4\ub85c \ucc98\ub9ac\ub418\uc5b4 \ubaa8\uae30\uc9c0\uac00 \uac10\uc18c\ud569\ub2c8\ub2e4.<\/span><\/strong><\/li>\n<\/ul>\n<p><strong><span style=\"font-size: 14pt;\">\u00a0<\/span><\/strong><\/p>\n<ul>\n<li><strong><span style=\"font-size: 14pt;\"> FHA \ubaa8\uae30\uc9c0 \uc9c0\ubd88 \uae30\ud55c \ub9e4\uc6d4 \uc740 1 \uc77c\uc774\uba70 \ub9e4\uc6d4 15 \uc77c \uae4c\uc9c0\ub294 \ub0a9\uc785\ud574\uc57c \ud569\ub2c8\ub2e4. <\/span><\/strong><\/li>\n<li><strong><span style=\"font-size: 14pt;\"> \ucd5c\ub300 \uc5f0\uccb4\ub85c\ub294 \uc6d0\uae08\uacfc \uc774\uc790\uc758 4 %\ub97c \ub354 \ub0b4\uc57c \ud569\ub2c8\ub2e4. <\/span><\/strong><\/li>\n<li><strong><span style=\"font-size: 14pt;\"> \uc120\ubd88 \uc704\uc57d\uae08(Prepay \ubc8c\uae08) \uc5c6\uc74c<\/span><\/strong><\/li>\n<li><strong><span style=\"font-size: 14pt;\"> FHA\u00a0 \ub300\ucd9c\uc5d0 \ub300\ud55c \ucd5c\ub300 \ud5c8\uc6a9 \uae30\uac04\uc740 30 \ub144\uc785\ub2c8\ub2e4.<\/span><\/strong><\/li>\n<li><strong><span style=\"font-size: 14pt;\"> 3 \ub144\ub9c8\ub2e4 \ub300\ucd9c \uae08\uc561 \uac80\ud1a0: \uc5f0\ubc29 \uc8fc\ud0dd\uad6d\uc740 \ub9e4\ub144\uc5d0 \ub300\ud55c \uc0c8\ub85c\uc6b4 \ub300\ucd9c \ud55c\ub3c4 \uc77c\uc815\uc744 \uc5c5\ub370\uc774\ud2b8\ud569\ub2c8\ub2e4. <\/span><\/strong><\/li>\n<li><strong><span style=\"font-size: 14pt;\"> \uac10\uc815 \uc694\uac74. \uac10\uc815\uc0ac\ub294 HUD \/ FHA \uc9c0\uce68\uc744 \ub530\ub974\uace0 USPAP (Uniform Standards of Professional Appraisal Practice)\ub97c \uc900\uc218\ud574\uc57c\ud569\ub2c8\ub2e4.<\/span><\/strong><\/li>\n<li><strong><span style=\"font-size: 14pt;\">Anti-\u201cFlip\u201d Policy \ucc28\uc6a9\uc778\uc774 \ucd5c\uadfc 90 \uc77c \uc774\ub0b4\uc5d0 \ubd80\ub3d9\uc0b0\uc744 \uad6c\uc785\ud558\uace0 \ud604\uc7ac \uc7ac\ud310\ub9e4\uc911\uc778 \ud310\ub9e4\uc790\ub85c\ubd80\ud130 \uc8fc\ud0dd\uc744 \uad6c\uc785\ud558\ub294 \uacbd\uc6b0 FHA \uc790\uae08 \uc870\ub2ec\uc744 \uc0ac\uc6a9\ud560 \uc218 \uc5c6\uc2b5\ub2c8\ub2e4.\uc774 \uae30\uac04 \ub3d9\uc548\uc758 \ubaa8\ub4e0 \ud310\ub9e4\ub294\u201cflip\u201d\uc73c\ub85c \uac04\uc8fc\ub429\ub2c8\ub2e4. \uc778\uc218 \ud6c4 91-180 \uc77c \uc0ac\uc774\uc5d0 \ubd80\ub3d9\uc0b0\uc774 \ub9e4\uac01\ub418\uace0 \uac00\uaca9 \uc778\uc0c1\uc774 \uc778\uc218 \uac00\uaca9\uc758 100 % \uc774\uc0c1\uc774\uba74 2\ubc88\uc9f8 \uac10\uc815\uc744 \ud574\uc57c \ud558\uba70 \ub300\ucd9c \uae30\uad00\uc758 \ube44\uc6a9\uc73c\ub85c \uac10\uc815\uc744 \ud574\uc57c \ud569\ub2c8\ub2e4. <\/span><\/strong><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>\uc735\uc790\uc9c0\uc2dd106- FHA GUIDELINES AND BENEFITS 2 FHA GUIDELINES AND BENEFITS FHA \uc2e0\uc6a9 \uc810\uc218 \ubc0f Down Payment \uc694\uac74:\ucc28\uc6a9\uc778\uc774 \uacc4\uc57d\uae08\uc744 \uc9c0\ubd88\ud558\ub294 \ub370 \ud544\uc694\ud55c \uae08\uc561\uc740 \ub2e4\uc74c\uc744 \uae30\uc900\uc73c\ub85c \uc2e0\uc6a9 \uc810\uc218\uc5d0 \ub530\ub77c \ub2ec\ub77c\uc9d1\ub2c8\ub2e4. \ucd5c\uc18c \uc2e0\uc6a9 \uc810\uc218 580 \u2013 \uacc4\uc57d\uae08 : 3.5 % \ub0b4\uc57c \ud569\ub2c8\ub2e4. \uc2e0\uc6a9 \uc810\uc218 579 ~ 500 \u2013 \uacc4\uc57d\uae08 : 10 % \ub0b4\uc57c \ud569\ub2c8\ub2e4. \uc2e0\uc6a9 \uc810\uc218\uac00 500 \uc810 [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[7],"tags":[],"class_list":["post-1873","post","type-post","status-publish","format-standard","hentry","category-financial-study"],"_links":{"self":[{"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/posts\/1873","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/comments?post=1873"}],"version-history":[{"count":3,"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/posts\/1873\/revisions"}],"predecessor-version":[{"id":1876,"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/posts\/1873\/revisions\/1876"}],"wp:attachment":[{"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/media?parent=1873"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/categories?post=1873"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/tags?post=1873"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}