{"id":1861,"date":"2021-06-25T11:22:03","date_gmt":"2021-06-25T18:22:03","guid":{"rendered":"https:\/\/usezloan.com\/?p=1861"},"modified":"2021-06-25T11:22:03","modified_gmt":"2021-06-25T18:22:03","slug":"loan-101","status":"publish","type":"post","link":"https:\/\/usezloan.com\/index.php\/2021\/06\/25\/loan-101\/","title":{"rendered":"\uc735\uc790\uc9c0\uc2dd104-\u00a0 Conforming Mortgages\uc5d0 \ub300\ud55c \uc18c\ub4dd \uc790\uaca9 \uc870\uac74"},"content":{"rendered":"<p><strong><span style=\"font-size: 14pt;\">\uc735\uc790\uc9c0\uc2dd104-\u00a0 Conforming Mortgages\uc5d0 \ub300\ud55c \uc18c\ub4dd \uc790\uaca9 \uc870\uac74<\/span><\/strong><\/p>\n<p><span style=\"font-size: 14pt;\"><strong>Conforming Mortgages\uc5d0 \ub300\ud55c \uc18c\ub4dd \uc790\uaca9 \uc870\uac74<\/strong><\/span><\/p>\n<p><span style=\"font-size: 14pt;\"><strong>Conventional Mortgage\ub294 \uc5f0\ubc29 \uc8fc\ud0dd\uad6d (FHA), \uc7ac\ud5a5 \uad70\uc778 \ubd80 (VA) \ub610\ub294 \ubbf8\uad6d \ub18d\ubb34\ubd80 (USDA)\ub97c \ud1b5\ud574 \uc5bb\uc9c0 \uc54a\uc740 \ubaa8\uae30\uc9c0\uc785\ub2c8\ub2e4. \uae30\uc874 \ubaa8\uae30\uc9c0\uc5d0\ub294Conforming and Non-Conforming\uc758 \ub450 \uac00\uc9c0 \uc720\ud615\uc774 \uc788\uc2b5\ub2c8\ub2e4. Conventional Mortgage\ub294 \ub300\ucd9c \ud55c\ub3c4, \uacc4\uc57d\uae08 \uc694\uad6c \uc0ac\ud56d, \ucc28\uc6a9\uc778 \uc18c\ub4dd \uc694\uad6c \uc0ac\ud56d, \ubd80\ucc44 \ub300 \uc18c\ub4dd \ube44\uc728 (DTI)\ubc0f Fannie Mae \ubc0f Freddie Mac\uc774 \uc124\uc815\ud55c \uc9c0\uce68\uc744 \uc900\uc218 \ud574\uc57c \ud569\ub2c8\ub2e4.<\/strong><\/span><\/p>\n<ul>\n<li><span style=\"font-size: 14pt;\"><strong> \uae09\uc5ec \ubc0f \uc2dc\uac04\ub2f9 \uac1c\uc778\uc5d0 \ub300\ud55c \ud45c\uc900 \uc18c\ub4dd \ubb38\uc11c\uc5d0\ub294 \uc77c\ubc18\uc801\uc73c\ub85c \uac00\uc7a5 \ucd5c\uadfc<\/strong><strong> 30 \uc77c \ub3d9\uc548\uc758 \uae09\uc5ec \uba85\uc138\uc11c\uc640 \uac00\uc7a5 \ucd5c\uadfc 2 \ub144 \ub3d9\uc548\uc758 W-2\uac00 \ud3ec\ud568\ub429\ub2c8\ub2e4.<\/strong><\/span><\/li>\n<li><span style=\"font-size: 14pt;\"><strong> \ucee4\ubbf8\uc158 \uc218\uc785\uc758<\/strong><strong> 25 % \uc774\uc0c1\uc744\ubc1b\ub294 \uac1c\uc778\uc740 \ucd5c\ub300 2 \ub144\uae4c\uc9c0 \uc138\uae08 \uc2e0\uace0\uc11c\ub97c \uc81c\ucd9c\ud574\uc57c\ud569\ub2c8\ub2e4.<\/strong><\/span><\/li>\n<li><span style=\"font-size: 14pt;\"><strong> \uc0ac\uc5c5\uccb4\uc758<\/strong><strong> 25 % \uc774\uc0c1\uc744 \uc18c\uc720 \ud55c \uac1c\uc778\uc740 \ucd5c\ub300 2 \ub144\uae4c\uc9c0 \uc138\uae08 \uc2e0\uace0\uc11c\ub97c \uc81c\ucd9c\ud574\uc57c\ud569\ub2c8\ub2e4.<\/strong><\/span><\/li>\n<li><span style=\"font-size: 14pt;\"><strong>Social Security, public assistance or disability \ub4f1\uacfc \uac19\uc774 \ube44\uacfc\uc138 \uc18c\ub4dd\uc744 \uc5bb\ub294 \uac1c\uc778\uc740 \uc18c\ub4dd \uc720\ud615\uacfc \uad00\ub828\ub41c \ubb38\uc11c\ub97c \uc81c\uacf5\ud574\uc57c\ud569\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \uadf8\ub4e4\uc740 \uadf8 \uc18c\ub4dd\uc744 25 %\uae4c\uc9c0 &#8220;\ucd1d\uc561&#8221;(\uc989, \uc18c\ub4dd\uc5d0 125 % \uacf1\ud558\uae30) \ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/strong><\/span><\/li>\n<li><span style=\"font-size: 14pt;\"><strong> \ucee4\ubbf8\uc158 \u2013 \ucd5c\uadfc<\/strong><strong> 2 \ub144 \ub3d9\uc548\uc758 \ud3c9\uade0 \uc18c\ub4dd.<\/strong><\/span><\/li>\n<li><span style=\"font-size: 14pt;\"><strong> \ubcf4\ub108\uc2a4<\/strong><strong> \/ \ucd08\uacfc \uadfc\ubb34 \u2013 \uc9c0\ub09c 2 \ub144 \ub3d9\uc548\uc758 \ud3c9\uade0 \uc18c\ub4dd.<\/strong><\/span><\/li>\n<li><span style=\"font-size: 14pt;\"><strong>\ud559\uc790\uae08 \ubc0f \ud560\ubd80 \ub300\ucd9c \u2013 \uc6d4\ubcc4 \uc9c0\ubd88\uc561\uc774 \ubc18\uc601\ub418\uc9c0 \uc54a\uc740 \uacbd\uc6b0\uc758 \ub300\ucd9c\uc790\ub294 <\/strong><strong>1 % \ud559\uc790\uae08 \ub300\ucd9c \uc794\uc561 5 % \ud560\ubd80 \ubd80\ucc44 \uae08\uc561<\/strong><\/span><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>\uc735\uc790\uc9c0\uc2dd104-\u00a0 Conforming Mortgages\uc5d0 \ub300\ud55c \uc18c\ub4dd \uc790\uaca9 \uc870\uac74 Conforming Mortgages\uc5d0 \ub300\ud55c \uc18c\ub4dd \uc790\uaca9 \uc870\uac74 Conventional Mortgage\ub294 \uc5f0\ubc29 \uc8fc\ud0dd\uad6d (FHA), \uc7ac\ud5a5 \uad70\uc778 \ubd80 (VA) \ub610\ub294 \ubbf8\uad6d \ub18d\ubb34\ubd80 (USDA)\ub97c \ud1b5\ud574 \uc5bb\uc9c0 \uc54a\uc740 \ubaa8\uae30\uc9c0\uc785\ub2c8\ub2e4. \uae30\uc874 \ubaa8\uae30\uc9c0\uc5d0\ub294Conforming and Non-Conforming\uc758 \ub450 \uac00\uc9c0 \uc720\ud615\uc774 \uc788\uc2b5\ub2c8\ub2e4. Conventional Mortgage\ub294 \ub300\ucd9c \ud55c\ub3c4, \uacc4\uc57d\uae08 \uc694\uad6c \uc0ac\ud56d, \ucc28\uc6a9\uc778 \uc18c\ub4dd \uc694\uad6c \uc0ac\ud56d, \ubd80\ucc44 \ub300 \uc18c\ub4dd \ube44\uc728 (DTI)\ubc0f Fannie [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[7],"tags":[],"class_list":["post-1861","post","type-post","status-publish","format-standard","hentry","category-financial-study"],"_links":{"self":[{"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/posts\/1861","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/comments?post=1861"}],"version-history":[{"count":2,"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/posts\/1861\/revisions"}],"predecessor-version":[{"id":1863,"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/posts\/1861\/revisions\/1863"}],"wp:attachment":[{"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/media?parent=1861"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/categories?post=1861"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/tags?post=1861"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}