{"id":1667,"date":"2021-05-27T08:36:01","date_gmt":"2021-05-27T15:36:01","guid":{"rendered":"https:\/\/usezloan.com\/?p=1667"},"modified":"2021-05-27T08:36:01","modified_gmt":"2021-05-27T15:36:01","slug":"loan-64","status":"publish","type":"post","link":"https:\/\/usezloan.com\/index.php\/2021\/05\/27\/loan-64\/","title":{"rendered":"\uc735\uc790\uc9c0\uc2dd67- Closing Disclosure(\uc644\uacb0\uc11c\ub958)"},"content":{"rendered":"<p><strong><span style=\"font-size: 14pt;\">\uc735\uc790\uc9c0\uc2dd67- Closing Disclosure(\uc644\uacb0\uc11c\ub958)<\/span><\/strong><\/p>\n<p><strong><span style=\"font-size: 14pt;\">Closing Disclosure<\/span><\/strong><\/p>\n<p><strong><span style=\"font-size: 14pt;\">Closing Disclosure\ub294 \uc774\uc790\uc728, \uc735\uc790 \ube44\uc6a9\uc744 \ube44\ub86f\ud55c \ub9e4\ub9e4\uc5d0 \uad00\ub828\ub41c \ubaa8\ub4e0 \uc22b\uc790\ub4e4\uacfc \uc815\ubcf4\ub4e4\uc744 \ubc14\uc774\uc5b4\uac00 \ucd5c\uc885\uc801\uc73c\ub85c \uac80\ud1a0\ud560 \uc218 \uc788\ub3c4\ub85d \ubaa8\uc544\ub454 \ubb38\uc11c\uc785\ub2c8\ub2e4. \ubc14\uc774\uc5b4\uac00 \uc774 \uc11c\ub958\ub97c \uac80\ud1a0\ud560 \uc218 \uc788\ub3c4\ub85d \uc77c\uc694\uc77c\uacfc \uacf5\ud734\uc77c\uc744 \uc81c\uc678\ud55c 3\uc77c\uc758 \uae30\ud55c\uc744 \uc90d\ub2c8\ub2e4. \ub300\ubd80\ubd84\uc758 \uacbd\uc6b0 CD\ub294 \uc774\uba54\uc77c\ub85c \ubc14\uc774\uc5b4\uc5d0\uac8c \uc804\ub2ec\ub418\uace0 \uc804\uc790 \uc11c\uba85\uc744 \ud558\uac8c \ub418\ub294\ub370, \ub9cc\uc57d \ubc14\uc774\uc5b4\uac00 \uc6d4\uc694\uc77c\uc5d0 \uc774 \uc11c\ub958\ub97c \ubc1b\uc73c\uba74 3\uc77c\uc774 \uc9c0\ub09c \ubaa9\uc694\uc77c\uc774 \ub418\uba74 \uc735\uc790\uc11c\ub958 (Loan Document)\uc5d0 \uc11c\uba85\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/span><\/strong><\/p>\n<p><strong><span style=\"font-size: 14pt;\">\ubc14\uc774\uc5b4\uac00 3\uc77c \uac80\ud1a0 \uae30\uac04\uc5d0 \ub300\ud55c \uad8c\ub9ac\ub97c \ud3ec\uae30 (Waive) \ud558\ub824\uba74 \uccab\ubc88\uc9f8\ub85c \u201cBona Fide Personal Financial Emergency\u201d\uac00 \uc788\uc5b4\uc57c \ud558\uace0, \ubc14\uc774\uc5b4\uac00 \uc9c1\uc811 \uc740\ud589\uc5d0 \uc7ac\uc815 \uc704\uae30 \uc0c1\ud669\uc744 \uc124\uba85\ud55c \ud3b8\uc9c0\ub97c \ubcf4\ub0b4\uc57c \ud569\ub2c8\ub2e4. \ub9cc\uc57d CD\uc758 \ub0b4\uc6a9\uc774 \uc218\uc815\ub418\uba74 CD\ub97c \uc7ac\ubc1c\ud589\ud574\uc57c \ud558\uace0 \ucd94\uac00\ub85c 3\uc77c\uc744 \ub610 \uae30\ub2e4\ub824\uc57c \ud569\ub2c8\ub2e4. \uc5ec\uae30\uc5d0\ub294 3\uac00\uc9c0\uc758 \uacbd\uc6b0\uac00 \uc788\uc2b5\ub2c8\ub2e4.<\/span><\/strong><\/p>\n<p><strong><span style=\"font-size: 14pt;\">1. APR \uc774 \uc62c\ub77c\uac14\uc744 \ub54c (\uace0\uc815\uc774\uc790\ub294 0.125% \uc774\uc0c1, \ubcc0\ub3d9\uc774\uc790\ub294 0.25%\uc774\uc0c1. \ucc38\uace0\ub85c APR\uc740 \uc774\uc790\uc728\uacfc \uc735\uc790 \ube44\uc6a9\uc744 \ud569\uce5c \ud1b5\ud569 \uc774\uc790\uc728.<\/span><\/strong><\/p>\n<p><strong><span style=\"font-size: 14pt;\">2. Prepayment Penalty\uac00 \ucd94\uac00 \ub418\uc5c8\uc744 \ub54c.<\/span><\/strong><\/p>\n<p><strong><span style=\"font-size: 14pt;\">3. \uc735\uc790 \ud504\ub85c\uadf8\ub7a8\uc774 \ubc14\ub00c\uc5c8\uc744 \ub54c (\uc608\ub97c \ub4e4\uc5b4 \ubcc0\ub3d9\uc5d0\uc11c \uace0\uc815\uc73c\ub85c)<\/span><\/strong><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\uc735\uc790\uc9c0\uc2dd67- Closing Disclosure(\uc644\uacb0\uc11c\ub958) Closing Disclosure Closing Disclosure\ub294 \uc774\uc790\uc728, \uc735\uc790 \ube44\uc6a9\uc744 \ube44\ub86f\ud55c \ub9e4\ub9e4\uc5d0 \uad00\ub828\ub41c \ubaa8\ub4e0 \uc22b\uc790\ub4e4\uacfc \uc815\ubcf4\ub4e4\uc744 \ubc14\uc774\uc5b4\uac00 \ucd5c\uc885\uc801\uc73c\ub85c \uac80\ud1a0\ud560 \uc218 \uc788\ub3c4\ub85d \ubaa8\uc544\ub454 \ubb38\uc11c\uc785\ub2c8\ub2e4. \ubc14\uc774\uc5b4\uac00 \uc774 \uc11c\ub958\ub97c \uac80\ud1a0\ud560 \uc218 \uc788\ub3c4\ub85d \uc77c\uc694\uc77c\uacfc \uacf5\ud734\uc77c\uc744 \uc81c\uc678\ud55c 3\uc77c\uc758 \uae30\ud55c\uc744 \uc90d\ub2c8\ub2e4. \ub300\ubd80\ubd84\uc758 \uacbd\uc6b0 CD\ub294 \uc774\uba54\uc77c\ub85c \ubc14\uc774\uc5b4\uc5d0\uac8c \uc804\ub2ec\ub418\uace0 \uc804\uc790 \uc11c\uba85\uc744 \ud558\uac8c \ub418\ub294\ub370, \ub9cc\uc57d \ubc14\uc774\uc5b4\uac00 \uc6d4\uc694\uc77c\uc5d0 \uc774 \uc11c\ub958\ub97c \ubc1b\uc73c\uba74 3\uc77c\uc774 \uc9c0\ub09c \ubaa9\uc694\uc77c\uc774 \ub418\uba74 [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[7],"tags":[],"class_list":["post-1667","post","type-post","status-publish","format-standard","hentry","category-financial-study"],"_links":{"self":[{"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/posts\/1667","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/comments?post=1667"}],"version-history":[{"count":2,"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/posts\/1667\/revisions"}],"predecessor-version":[{"id":1669,"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/posts\/1667\/revisions\/1669"}],"wp:attachment":[{"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/media?parent=1667"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/categories?post=1667"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/tags?post=1667"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}