{"id":1633,"date":"2021-05-22T13:55:05","date_gmt":"2021-05-22T20:55:05","guid":{"rendered":"https:\/\/usezloan.com\/?p=1633"},"modified":"2021-05-22T14:08:38","modified_gmt":"2021-05-22T21:08:38","slug":"loan-62","status":"publish","type":"post","link":"https:\/\/usezloan.com\/index.php\/2021\/05\/22\/loan-62\/","title":{"rendered":"\uc735\uc790\uc9c0\uc2dd65- \uc7ac\uc735\uc790\ub294 \uc5b4\ub5bb\uac8c \uc9c4\ud589\ub418\ub098?"},"content":{"rendered":"<p><strong><span style=\"font-size: 14pt;\">\uc735\uc790\uc9c0\uc2dd65- \uc7ac\uc735\uc790\ub294 \uc5b4\ub5bb\uac8c \uc9c4\ud589\ub418\ub098?<\/span><\/strong><\/p>\n<p><strong><span style=\"font-size: 14pt;\">\uc7ac\uc735\uc790\ub294 \uc5b4\ub5bb\uac8c \uc9c4\ud589\ub418\ub098?<\/span><\/strong><\/p>\n<p><strong><span style=\"font-size: 14pt;\">1.<\/span><\/strong><strong><span style=\"font-size: 14pt;\">\ubc14\uc774\uc5b4\uac00 \uc735\uc790\ub97c \uc2e0\uccad\ud558\uba74 \uc735\uc790\ub2f4\ub2f9\uc790(MLO)\ub294 \uc81c\uc77c \uba3c\uc800 \uc2e0\uccad\uc790\uc758 \uc790\uaca9\uc694\uac74\uc744 \uac80\ud1a0\ud558\uace0 \ubc14\uc774\uc5b4\ub85c \ubd80\ud130 \uc811\uc218\ud55c \uc11c\ub958\ub97c \uac80\ud1a0\ud558\uc5ec \uc735\uc790 \uacc4\ud68d\uc744 \uc218\ub9bd, \ub370\uc774\ud130\ub97c \uc2dc\uc2a4\ud15c\uc5d0 \uc785\ub825\ud558\uc5ec \ubc14\uc774\uc5b4\uc758 \ud30c\uc77c\uc744 \ub9cc\ub4ed\ub2c8\ub2e4. \uc774\ub97c \uc624\ub9ac\uc9c0\ub124\uc774\uc158(Origination) \uc774\ub77c\uace0 \ubd80\ub985\ub2c8\ub2e4. \uc774\ub54c\ub97c \uc804\ud6c4\ub85c MLO\ub294 \ubc14\uc774\uc5b4\uc5d0\uac8c loan approved \ud3b8\uc9c0\ub97c \uc90d\ub2c8\ub2e4. \uc735\uc790\ub97c \uc2e0\uccad\ud558\uace0 \ub098\uba74 \ubc14\uc774\uc5b4\ub294 3\uc77c \uc774\ub0b4\ub85c Loan \uacac\uc801\uc11c \uc744 \ubc1b\uc2b5\ub2c8\ub2e4.\u00a0<\/span><\/strong><\/p>\n<p><strong><span style=\"font-size: 14pt;\">\uc774 \ub2e8\uacc4\uc5d0\uc11c MLO\ub294 \uc11c\ub958\ub97c \uc11c\ub958\uc9c4\ud589\uc790( \ub860 \ud504\ub85c\uc138\uc11c)\uc5d0\uac8c \ubc14\uc774\uc5b4 \uc11c\ub958\ub97c \ub118\uaca8 \uc8fc\uace0 \ud06c\ub808\ub527 \ub9ac\ud3ec\ud2b8\ub97c \uc2e0\uccad\ud558\uace0\u00a0 \uc8fc\ud0dd \uac10\uc815\ub3c4 \uc758\ub8b0\ud558\uace0, \ud0c0\uc774\ud2c0\ud68c\uc0ac \ub4f1\uc744 \uc811\ucd09\ud574 \ud544\uc694\ud55c \uc11c\ub958 (Preliminary Title Report)\uc5d0 \ud655\uc778 \ud569\ub2c8\ub2e4. \uc774 \uc735\uc790\uc2e0\uccad, \uc989 \uc624\ub9ac\uc9c0\ub124\uc774\uc158 \ub2e8\uacc4\ub294 \ubcf4\ud1b5 2~5\uc77c \uac78\ub9bd\ub2c8\ub2e4.<\/span><\/strong><\/p>\n<p><strong><span style=\"font-size: 14pt;\">2.\uc735\uc790\ub2f4\ub2f9\uc790\uc640 \ud504\ub85c\uc138\uc11c\ub294 \ucd94\uac00\ub85c \uc218\uc9d1\ub41c \uac01\uc885 \uc11c\ub958\ub4e4\uc744 \uc815\ub9ac\ud558\uc5ec \uc2ec\uc0ac\ubd80\ub85c \uc81c\ucd9c\ud558\ub294\ub370 \uc774\ub97c \uc81c\ucd9c(submission) \uc774\ub77c\uace0 \ud569\ub2c8\ub2e4. <\/span><\/strong><\/p>\n<p><strong><span style=\"font-size: 14pt;\">\ud55c\ud3b8 \uacc4\uc57d\uc774 \uc131\uc0ac \ub418\uba74 \uc5d0\uc2a4\ud06c\ub85c\ub97c \uc624\ud508\ud558\uace0 \uc5d0\uc2a4\ud06c\ub85c \ud68c\uc0ac\uc5d0\uc11c\ub294 \uc5d0\uc2a4\ud06c\ub85c \uc9c0\uce68\uc11c \ub300\ub85c \ud604\uc7ac \uc2e0\uccad\uc778\uc774 \uac16\uace0 \uc788\ub294 \uc8fc\ud0dd \uc735\uc790\uae08\uc744 \uac1a\uc544\uc900 \uc7ac\uc591\ub3c4 \uc11c\ub958\uac00 \uc7ac\ub300\ub85c \ub418\uc5b4 \uc788\ub294\uc9c0 \ud655\uc778\ud558\uba70 \ub2f4\ubcf4\uc124\uc815\uc774 \ub418\uc5b4 \uc788\uc73c\uba74 \uc794\uc5ec \uc735\uc790\uae08\uc744 \uac1a\uace0 \ud0c0\uc774\ud2c0 \ud68c\uc0ac\uac00 \ub2f4\ubcf4 \uc124\uc815\uc744 \ud574\uc9c0\ud1a0\ub85d \ud558\ub294\ub370 \uc774\ub7f0 \uacfc\uc815\uc740 \uc57d 2\uc8fc\uac00 \uc18c\uc694\ub429\ub2c8\ub2e4.<\/span><\/strong><\/p>\n<p><strong><span style=\"font-size: 14pt;\">3.\uc11c\ub958 \uc81c\uc2dc\ud6c4 1\uc8fc \uc815\ub3c4 \uacbd\uacfc\ud558\uba74 \uc2ec\uc0ac \ud6c4 \ubb38\uc81c\uac00 \uc5c6\ub294 \uacbd\uc6b0\ub294 \uc735\uc790\ub97c \uc2b9\uc778\ud574 \uc8fc\uace0 \ub9cc\uc57d \ubbf8\ube44\ub41c \uc11c\ub958\uac00 \uc788\uc73c\uba74 \ubcf4\ucda9\uc744 \ubc1b\uc544 \uc735\uc790 \uc2b9\uc778\uc744 \ud574 \uc90d\ub2c8\ub2e4. \ub300\ubd80\ubd84\uc758 \uacbd\uc6b0\ub294 \uc870\uac74\ubd80 \uc735\uc790\uc2b9\uc778\uc744 \ud574\uc90d\ub2c8\ub2e4. \uc774\ub54c \ubbf8\ube44\ub41c \uc11c\ub958\ub97c \uc81c\ucd9c\uc744 \ud558\uac8c \ub418\ub294\ub370 \ubc14\uc774\uc5b4\uc758 \ud611\uc870\uc640 \ub2e4\ub978 \uae30\uad00 \ud611\uc870\uac00 \ube68\ub9ac \uc774\ub8e8\uc5b4 \uc838\uc57c \uc644\uc804\ud55c \uc735\uc790 \uc2b9\uc778\ub97c \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\u00a0<\/span><\/strong><\/p>\n<p><strong><span style=\"font-size: 14pt;\">4. \ud074\ub85c\uc9d5 \ubd80\uc11c\uc758 \ub2f4\ub2f9\uc790(\ud074\ub85c\uc800)\ub294 \uc5d0\uc2a4\ud06c\ub85c \uc624\ud53c\uc11c\uc640 \ud568\uaed8 CD, \uc989 Closing Disclosure\ub97c \ub9cc\ub4ed\ub2c8\ub2e4. \uc774 CD\ub294 \ucd5c\uadfc\uc5d0 \ub3c4\uc785\ud55c \uc0c8\ub85c\uc6b4 \uc911\uc694 \uc11c\ub958\ub85c, \uc735\uc790\uae08\uc561, \uc0c1\ud488, \uc774\uc790\uc728 \ub4f1 \uc735\uc790\uad00\ub828 \uc81c\ubc18 \uc870\uac74\uacfc \ube44\uc6a9 \ub4f1 \uc735\uc790\uc5d0 \uad00\ub828\ub41c \ubaa8\ub4e0 \ub0b4\uc6a9\uc744 \ud3ec\ud568\ud558\uace0 \uc788\uc5b4 \uace0\uac1d\uc774\uae08 \ud0c0\uc774\ud2c0 \ud68c\uc0ac\uc5d0\uc11c \ucd5c\uc885 \uc735\uc790\uc11c\ub958(\ubcf4\ud1b5 \u2018\ub860\ub2e5\u2019Loan Document\uc774\ub77c\uace0 \ubd80\ub985\ub2c8\ub2e4)\uc5d0 \uc11c\uba85\ud558\uae30 \uc804\uc5d0 \uc790\uc2e0\uc758 \uc735\uc790\uc138\ubd80\ub0b4\uc6a9\uc744 \uc735\uc790\ub2f4\ub2f9\uc790\uc640 \ud568\uaed8 \ud655\uc778\ud1a0\ub85d \ud558\ub294 \ubaa9\uc801\uc73c\ub85c \ub9cc\ub4e4\uc5b4\uc9c4 \uc11c\ub958\uc785\ub2c8\ub2e4.<\/span><\/strong><\/p>\n<p><strong><span style=\"font-size: 14pt;\">5. \uc735\uc790\uc740\ud589\uc740 \uc774 \uc11c\uba85\ub41c \ub860\ub2e5 \uc11c\ub958\ub97c \uac80\ud1a0 \ud6c4 (Funding)\ub97c \ud55c\ub2e4. \uc2e0\uccad\uc778\uc774 \uc7ac\uc735\uc790 \uc2e0\uccad\uc11c\uc5d0 \uc11c\uba85\uc744 \ud588\uc5b4\ub3c4 \uc11c\uba85\ud55c \ud6c4 3\uc77c\ub0b4\uc5d0 \uc774 \uc7ac\uc735\uc790 \uc2e0\uccad\uc744 \ucde8\uc18c\ud560 \uad8c\ub9ac\uac00 \uc788\uc2b5\ub2c8\ub2e4. \uc2e0\uccad\uc744 \ucde8\uc18c\ud558\uc9c0 \uc54a\uc73c\uba74 \uc740\ud589\uc740 \uc5d0\uc2a4\ud06c\ub85c\uc5d0 \uc7ac\uc735\uc790\uae08\uc744 \ub0b4\uc8fc\uaca0\ub2e4\ub294 \uc2b9\uc778 \ud1b5\ubcf4\ud558\uace0 \ub300\ucd9c\uc744 \ub0b4\uc900 \ud6c4 \ub4f1\uae30\ub97c \ub9c8\uce58\uba74 \uc7ac\uc735\uc790\ub294 \ub9c8\ubb34\ub9ac\ub41c\ub2e4.<\/span><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\uc735\uc790\uc9c0\uc2dd65- \uc7ac\uc735\uc790\ub294 \uc5b4\ub5bb\uac8c \uc9c4\ud589\ub418\ub098? \uc7ac\uc735\uc790\ub294 \uc5b4\ub5bb\uac8c \uc9c4\ud589\ub418\ub098? 1.\ubc14\uc774\uc5b4\uac00 \uc735\uc790\ub97c \uc2e0\uccad\ud558\uba74 \uc735\uc790\ub2f4\ub2f9\uc790(MLO)\ub294 \uc81c\uc77c \uba3c\uc800 \uc2e0\uccad\uc790\uc758 \uc790\uaca9\uc694\uac74\uc744 \uac80\ud1a0\ud558\uace0 \ubc14\uc774\uc5b4\ub85c \ubd80\ud130 \uc811\uc218\ud55c \uc11c\ub958\ub97c \uac80\ud1a0\ud558\uc5ec \uc735\uc790 \uacc4\ud68d\uc744 \uc218\ub9bd, \ub370\uc774\ud130\ub97c \uc2dc\uc2a4\ud15c\uc5d0 \uc785\ub825\ud558\uc5ec \ubc14\uc774\uc5b4\uc758 \ud30c\uc77c\uc744 \ub9cc\ub4ed\ub2c8\ub2e4. \uc774\ub97c \uc624\ub9ac\uc9c0\ub124\uc774\uc158(Origination) \uc774\ub77c\uace0 \ubd80\ub985\ub2c8\ub2e4. \uc774\ub54c\ub97c \uc804\ud6c4\ub85c MLO\ub294 \ubc14\uc774\uc5b4\uc5d0\uac8c loan approved \ud3b8\uc9c0\ub97c \uc90d\ub2c8\ub2e4. \uc735\uc790\ub97c \uc2e0\uccad\ud558\uace0 \ub098\uba74 \ubc14\uc774\uc5b4\ub294 3\uc77c \uc774\ub0b4\ub85c Loan \uacac\uc801\uc11c \uc744 \ubc1b\uc2b5\ub2c8\ub2e4.\u00a0 \uc774 \ub2e8\uacc4\uc5d0\uc11c MLO\ub294 [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[7],"tags":[],"class_list":["post-1633","post","type-post","status-publish","format-standard","hentry","category-financial-study"],"_links":{"self":[{"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/posts\/1633","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/comments?post=1633"}],"version-history":[{"count":7,"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/posts\/1633\/revisions"}],"predecessor-version":[{"id":1640,"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/posts\/1633\/revisions\/1640"}],"wp:attachment":[{"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/media?parent=1633"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/categories?post=1633"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/tags?post=1633"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}