{"id":1612,"date":"2021-05-20T13:38:54","date_gmt":"2021-05-20T20:38:54","guid":{"rendered":"https:\/\/usezloan.com\/?p=1612"},"modified":"2021-05-20T13:40:19","modified_gmt":"2021-05-20T20:40:19","slug":"loan-58","status":"publish","type":"post","link":"https:\/\/usezloan.com\/index.php\/2021\/05\/20\/loan-58\/","title":{"rendered":"\uc735\uc790\uc9c0\uc2dd61- \uac74\ucd95 \uc735\uc790"},"content":{"rendered":"<p><strong><span style=\"font-size: 14pt;\">\uc735\uc790\uc9c0\uc2dd61- \uac74\ucd95 \uc735\uc790<\/span><\/strong><\/p>\n<p><strong><span style=\"font-size: 14pt;\">\uac74\ucd95 \uc735\uc790<\/span><\/strong><\/p>\n<p><strong><span style=\"font-size: 14pt;\">\uac74\ucd95\uc735\uc790\ub97c \ubc1b\uae30 \uc704\ud574\uc11c\ub294 \uac74\ucd95\ubd80\uc9c0\uac00 \ubc18\ub4dc\uc2dc \uc9c0\ubd88\uc644\ub8cc \ub418\uc5b4\uc57c \ud558\uba70 \uc77c\ubc18\uc801\uc73c\ub85c \uc735\uc790 \uae30\uac04\uc740 12\uac1c\uc6d4\uc774 \ub300\ubd80\ubd84\uc785\ub2c8\ub2e4. \uc0c1\ud658 \ubc29\ubc95\uc5d0 \ub530\ub77c \ud06c\uac8c \ub450 \uac00\uc9c0 \ud615\ud0dc\ub85c \ub098\ub20c \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/span><\/strong><\/p>\n<p><strong><span style=\"font-size: 14pt;\">\uccab\uc9f8\ub294 C2P(Construction-to-Permanent loans)\ub77c\uace0 \ubd88\ub9ac\ub294 \uac74\ucd95\uc735\uc790\uc785\ub2c8\ub2e4. \uc774\uac83\uc740 \uc8fc\ud0dd\uc744 \uc9d3\ub294 \ub3d9\uc548\uc5d0\ub294 \uac74\ucd95\uc8fc\uac00 \uc774\uc790\ub9cc \ub0b4\ub2e4\uac00 \uacf5\uc0ac\uac00 \uc644\ub8cc\ub418\uace0 \ub098\uba74 \uac74\ucd95\uc735\uc790\uac00 \uc790\ub3d9\uc73c\ub85c \ubaa8\uae30\uc9c0 \uc735\uc790\ub85c \ubc14\ub00c\ub294 \ud504\ub85c\uadf8\ub7a8\uc785\ub2c8\ub2e4. \uacbd\uc6b0\uc5d0 \ub530\ub77c\uc11c\ub294 \uacf5\uc0ac \uae30\uac04 \uc911\uc5d0 \uc774\uc790\ub97c \ub0b4\uc9c0 \uc54a\ub2e4\uac00 \ubaa8\uae30\uc9c0 \uc735\uc790\ub85c \ubc14\ub00c\uac8c \ub418\uba74 \uadf8\ub54c \ubbf8\ub0a9\ud588\ub358 \uc774\uc790\ub97c \uc0c1\ud658 \uae30\uac04 \uc911\uc5d0 \uac1a\uc544\ub3c4 \ub429\ub2c8\ub2e4. <\/span><\/strong><\/p>\n<p><strong><span style=\"font-size: 14pt;\">\ubaa8\uae30\uc9c0 \uc0c1\ud658\uae30\uac04\uc740 1\ub144\uc774\ub77c\ub294 \uacf5\uc0ac\uae30\uac04\uc774 \ud3ec\ud568\ub418\uc5b4 \uc788\uc73c\ubbc0\ub85c 30\ub144\uc774 \uc544\ub2cc 29\ub144\uc774 \uc8fc\uc5b4\uc9d1\ub2c8\ub2e4. C2P\uc735\uc790\ub294 \uac74\ucd95\uc735\uc790\uac00 \ubaa8\uae30\uc9c0\ub85c \uc804\ud658 \ub418\ub294 \uacfc\uc815\uc5d0 \uac74\ucd95\uc8fc\uac00 \ucd94\uac00\ub85c \ube44\uc6a9 \uc9c0\ubd88\uc744 \ud558\uc9c0 \uc54a\uc544\ub3c4 \ub41c\ub2e4\ub294 \uc7a5\uc810\uc774 \uc788\uc2b5\ub2c8\ub2e4. C2P\uc758 \ub610 \ub2e4\ub978 \uc7a5\uc810\uc740 \uacf5\uc0ac \uae30\uac04 \uc911\uc5d0 \uac74\ucd95\uc8fc\uac00 \uc2e4\uc9c1\uc744 \ud574\ub3c4 \ubaa8\uae30\uc9c0 \uc735\uc790\ub85c \uc804\ud658\ub418\ub294 \uac83\uc5d0\ub294 \uc544\ubb34\ub7f0 \uc601\ud5a5\uc744 \uc8fc\uc9c0 \uc54a\ub294\ub2e4\ub294 \uc810\uc785\ub2c8\ub2e4.<\/span><\/strong><\/p>\n<p><strong><span style=\"font-size: 14pt;\">\ub458\uc9f8\ub294 \uac74\ucd95\uc735\uc790\ub9cc \ud574\uc8fc\ub294 \ub3c5\ub9bd\ud615 \ud504\ub85c\uadf8\ub7a8(Standalone construction loans)\uc785\ub2c8\ub2e4.\uc774 \uc735\uc790\ub294 \uc0c1\ud658\uae30\uac04\uc774 1\ub144 \ubbf8\ub9cc\uc73c\ub85c \uacf5\uc0ac\uac00 \uc644\ub8cc\ub418\uba74 \ubc14\ub85c \uac1a\uc544\uc57c \ud569\ub2c8\ub2e4. \ub9cc\uc57d \uac74\ucd95\uc8fc\uac00 \uc0c1\ud658\ud560 \uc790\uae08\uc774 \uc900\ube44\ub418\uc5b4 \uc788\uc9c0 \uc54a\ub2e4\uba74 \uc644\uacf5\ub41c \uc8fc\ud0dd\uc744 \ub2f4\ubcf4\ub85c \ubaa8\uae30\uc9c0 \uc735\uc790\ub97c \ub2e4\uc2dc \ubc1b\uc544\uc57c\ud558\uae30 \ub54c\ubb38\uc5d0 \uc735\uc790\uc640 \uad00\ub828\ub41c \ube44\uc6a9\uc774 \uc774\uc911\uc73c\ub85c \ub098\uac00\uac8c \ub418\ubbc0\ub85c \ube44\uc6a9 \ubd80\ub2f4\uc774 \ud06c\uc9d1\ub2c8\ub2e4.<\/span><\/strong><\/p>\n<p><strong><span style=\"font-size: 14pt;\">\uc774\ub7f0 \uac74\ucd95\uc735\uc790\uc5d0 \ub300\ud55c \uc2e0\uccad \uc790\uaca9\ub3c4 \uc77c\ubc18 \ubaa8\uae30\uc9c0 \uc735\uc790\uc640 \ube44\uc2b7\ud569\ub2c8\ub2e4. \uac74\ucd95\uc8fc\uc758 \uc2e0\uc6a9\uc810\uc218\uac00 \uc88b\uc544\uc57c \ud558\uace0 \uc18c\ub4dd\uacfc \ucc44\ubb34 \uc0c1\ud0dc\uac00 \uc740\ud589\uc774 \uc815\ud55c \uac00\uc774\ub4dc\ub77c\uc778\uc5d0 \ub9de\uc544\uc57c \uc2b9\uc778\uc774 \ub429\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \uc77c\ubc18 \uc8fc\ud0dd \uad6c\uc785 \ubaa8\uae30\uc9c0\uc5d0 \ube44\ud574\uc11c \uc704\ud5d8\uc131\uc774 \ub192\uae30 \ub54c\ubb38\uc5d0 \uc735\uc790\uc2e0\uccad\uc790\uc5d0 \ub530\ub77c\uc11c \uc774\uc790\uc728\uc774\ub098 \ube44\uc6a9\uc774 \ub192\uac8c \ucc45\uc815\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/span><\/strong><\/p>\n<p><strong><span style=\"font-size: 14pt;\">\uac74\ucd95\uc735\uc790\ub3c4 \ubaa8\uae30\uc9c0\ub860\ucc98\ub7fc \ub2e4\uc6b4\ud398\uc774\uba3c\ud2b8\uac00 \uc788\uc2b5\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \ube44\uc728\uc740 \uc77c\ubc18 \ubaa8\uae30\uc9c0\uc5d0 \ube44\ud574\uc11c \ub0ae\uc740 \ud3b8\uc774\uace0 \uac74\ucd95\uc8fc\uac00 100\ub9cc \ub2ec\ub7ec\uac00 \ub118\ub294 \uace0\uac00\uc758 \uc8fc\ud0dd\uc744 \uc9c0\uc73c\ub824\uace0 \ud558\uba74 \uc735\uc790\uc740\ud589\uc740 \ubcf4\ud1b5 20% \uc774\uc0c1\uc758 \ub2e4\uc6b4\uc744 \uc694\uad6c\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \uc77c\ubc18 \uc8fc\ud0dd\uc758 \uacbd\uc6b0\uc5d0\ub294 \ub2e4\uc6b4\ud398\uc774\uba3c\ud2b8 \ube44\uc728\uc740 \uacf5\uc0ac\ube44\uc758 5~10%\uac00 \ub300\ubd80\ubd84\uc785\ub2c8\ub2e4. \uc5f0\ubc29\uc815\ubd80\uac00 \ubcf4\uc99d\ud574 \uc8fc\ub294 FHA\ub098 \uc7ac\ud5a5\uad70\uc778 \uc735\uc790(VA \ub860)\ub098 \ub18d\uc5c5 \uc885\uc0ac\uc790\uc5d0\uac8c \uc81c\uacf5\ub418\ub294 USDA\ub860\uc740 \ub2e4\uc6b4\ud398\uc774 \uc5c6\uc774 \uac74\ucd95\uc790\uae08\uc744 \ube4c\ub9b4 \uc218 \uc788\uc5b4 \uc720\ub9ac\ud569\ub2c8\ub2e4.<\/span><\/strong><\/p>\n<p><strong><span style=\"font-size: 14pt;\">\uacf5\uc0ac\ube44 \uc9c0\ubd88 \ubc29\ubc95<\/span><\/strong><\/p>\n<p><strong><span style=\"font-size: 14pt;\">\uac74\ucd95\uc735\uc790 \uc2b9\uc778\uc744 \ubc1b\uace0 \uacf5\uc0ac\ub97c \uc2dc\uc791\ud558\uac8c \ub418\uba74 \uacf5\uc0ac\ube44\ub294 \ub2e8\uacc4\uc801\uc73c\ub85c \uc9c0\ubd88\ub429\ub2c8\ub2e4. \ubaa8\ub4e0 \uc790\uae08\uc740 \uac74\ucd95\uc8fc\uc758 \uc740\ud589\uacc4\uc88c\ub85c \ub4e4\uc5b4\uac00\ub294 \uac83\uc774 \uc544\ub2c8\uace0 \uacf5\uc0ac\ub97c \uc8fc\ub3c4\ud558\ub294 \ud504\ub77c\uc784 \ucee8\ud2b8\ub799\ud130(\uc6d0\uccad\ud68c\uc0ac)\uc5d0 \uc9c0\ubd88\ub429\ub2c8\ub2e4. \uae08\uc735\ud68c\uc0ac(\ub80c\ub354)\ub4e4\uc740 \uacf5\uc0ac\ube44 \uc2e0\uccad\uc774 \ub4e4\uc5b4\uc624\uba74 \uc804\ubb38\uac00\uac00 \ud604\uc7a5\uc5d0 \ub098\uac00 \uc2e4\uc81c\ub85c \uacf5\uc815\ubcc4\ub85c \uacf5\uc0ac\uac00 \uc644\ub8cc\ub410\ub294\uc9c0\ub97c \ud655\uc778\ud558\uace0 \ub300\uae08 \uc9c0\ubd88\uc744 \uc2b9\uc778\ud569\ub2c8\ub2e4.<\/span><\/strong><\/p>\n<p><strong><span style=\"font-size: 14pt;\">\ud558\uccad \uc5c5\uc790\uc5d0 \ub300\ud55c \uacf5\uc0ac\ube44\ub3c4 \ud504\ub77c\uc784 \ucee8\ud2b8\ub799\ud130\uc5d0\uac8c \uac00\uac8c \ub418\ubbc0\ub85c \uac74\ucd95\uc8fc\ub294 \ud558\uccad \uc5c5\uc790\uac00 \ub300\uae08\uc744 \uc81c\ub300\ub85c \ubc1b\uc558\ub294\uc9c0\ub97c \uaf2d \ud655\uc778\ud574\uc57c \ud569\ub2c8\ub2e4. \ud558\uccad \ud68c\uc0ac\uac00 \uacf5\uc0ac\ube44\ub97c \ubc1b\uc9c0 \ubabb\ud558\uba74 \ubaa8\ub4e0 \ubc95\uc801 \ucc45\uc784\uc740 \uac74\ucd95\uc8fc\uc5d0\uac8c \uc788\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \uacf5\uc815\ubcc4\ub85c \uacf5\uc0ac\uac00 \ub05d\ub098\uac8c \ub418\uba74 \ud574\ub2f9 \uc8fc\ud0dd\uc5d0 \uac78\ub824 \uc788\ub294 \uc800\ub2f9\uad8c(Mechanic&#8217;s Lien)\uc774 \ud480\ub9ac\ub3c4\ub85d \ud574\uc57c\ud558\uace0 \uba38\uce90\ub2c9\uc2a4 \ub9b0\uc774\ub780 \uac74\ucd95 \uc5c5\uc790\uac00 \uacf5\uc0ac\ub97c \ubc1b\uc9c0 \ubabb\ud560\uae4c\ubd10 \ud574\ub2f9 \uc8fc\ud0dd\uc5d0 \uc800\ub2f9\uad8c\uc744 \ubbf8\ub9ac \uc124\uc815\ud574 \ub454 \uac83\ub3c4 \uacf5\uc0ac\uac00 \ub05d\ub098\uba74 \ud574\uc81c\ud558\ub3c4\ub85d \ud574\uc57c \ud569\ub2c8\ub2e4.<\/span><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\uc735\uc790\uc9c0\uc2dd61- \uac74\ucd95 \uc735\uc790 \uac74\ucd95 \uc735\uc790 \uac74\ucd95\uc735\uc790\ub97c \ubc1b\uae30 \uc704\ud574\uc11c\ub294 \uac74\ucd95\ubd80\uc9c0\uac00 \ubc18\ub4dc\uc2dc \uc9c0\ubd88\uc644\ub8cc \ub418\uc5b4\uc57c \ud558\uba70 \uc77c\ubc18\uc801\uc73c\ub85c \uc735\uc790 \uae30\uac04\uc740 12\uac1c\uc6d4\uc774 \ub300\ubd80\ubd84\uc785\ub2c8\ub2e4. \uc0c1\ud658 \ubc29\ubc95\uc5d0 \ub530\ub77c \ud06c\uac8c \ub450 \uac00\uc9c0 \ud615\ud0dc\ub85c \ub098\ub20c \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uccab\uc9f8\ub294 C2P(Construction-to-Permanent loans)\ub77c\uace0 \ubd88\ub9ac\ub294 \uac74\ucd95\uc735\uc790\uc785\ub2c8\ub2e4. \uc774\uac83\uc740 \uc8fc\ud0dd\uc744 \uc9d3\ub294 \ub3d9\uc548\uc5d0\ub294 \uac74\ucd95\uc8fc\uac00 \uc774\uc790\ub9cc \ub0b4\ub2e4\uac00 \uacf5\uc0ac\uac00 \uc644\ub8cc\ub418\uace0 \ub098\uba74 \uac74\ucd95\uc735\uc790\uac00 \uc790\ub3d9\uc73c\ub85c \ubaa8\uae30\uc9c0 \uc735\uc790\ub85c \ubc14\ub00c\ub294 \ud504\ub85c\uadf8\ub7a8\uc785\ub2c8\ub2e4. \uacbd\uc6b0\uc5d0 \ub530\ub77c\uc11c\ub294 \uacf5\uc0ac \uae30\uac04 \uc911\uc5d0 \uc774\uc790\ub97c [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[7],"tags":[],"class_list":["post-1612","post","type-post","status-publish","format-standard","hentry","category-financial-study"],"_links":{"self":[{"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/posts\/1612","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/comments?post=1612"}],"version-history":[{"count":3,"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/posts\/1612\/revisions"}],"predecessor-version":[{"id":1616,"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/posts\/1612\/revisions\/1616"}],"wp:attachment":[{"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/media?parent=1612"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/categories?post=1612"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/tags?post=1612"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}