{"id":1593,"date":"2021-05-17T10:50:52","date_gmt":"2021-05-17T17:50:52","guid":{"rendered":"https:\/\/usezloan.com\/?p=1593"},"modified":"2021-05-17T21:20:57","modified_gmt":"2021-05-18T04:20:57","slug":"loan-55","status":"publish","type":"post","link":"https:\/\/usezloan.com\/index.php\/2021\/05\/17\/loan-55\/","title":{"rendered":"\uc735\uc790\uc9c0\uc2dd59- \uc8fc\ud0dd \uac10\uc815 \ubc29\uc2dd"},"content":{"rendered":"<p><strong><span style=\"font-size: 14pt;\">\uc735\uc790\uc9c0\uc2dd59- \uc8fc\ud0dd \uac10\uc815 \ubc29\uc2dd<\/span><\/strong><\/p>\n<p><strong><span style=\"font-size: 14pt;\">\uc8fc\ud0dd \uac10\uc815 \ubc29\uc2dd<\/span><\/strong><\/p>\n<p><strong><span style=\"font-size: 14pt;\">\ubd80\ub3d9\uc0b0\uc758 \uac00\uce58\ub294 \uc8fc\ud0dd \uac10\uc815\uc0ac\uc758 \ud3c9\uac00\ub97c \uadfc\uac70\ud558\uba70 3\uac00\uc9c0 \ubc29\uc2dd\uc73c\ub85c \ube44\uad50\ubc29\uc2dd (Sales Comparison Approach = Market Approach), \uc6d0\uac00 \ube44\uc6a9 \ubc29\uc2dd(Cost Approach = Replacement Cost Approach), \uc218\uc775\ud658\uc6d0\ubc29\uc2dd(Income Approach = Capitalization Approach)\uc774 \uc788\uc2b5\ub2c8\ub2e4.<\/span><\/strong><\/p>\n<p><strong><span style=\"font-size: 14pt;\">&#8211; \ube44\uad50\ubc29\uc2dd ( Sales Comparison Approach= Market Approach)<\/span><\/strong><\/p>\n<p><strong><span style=\"font-size: 14pt;\">\uad6c\uc785\ud558\ub824\ub294 \uc8fc\ud0dd\uacfc \ube44\uc2b7\ud55c \ud06c\uae30, \uc720\ud615, \ud2b9\uc9d5\uc744 \uac00\uc9c4 \ub2e4\ub978 \uc8fc\ud0dd\uc758 \uac70\ub798 \uac00\uaca9\uc744 \uc0b4\ud3b4\ubcf4\uba74 \uadf8 \uac00\uce58\ub97c \ud30c\uc545\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ubcf4\ud1b5 \ucd5c\uadfc\uc5d0 \uac70\ub798\ub41c \uadfc\ucc98 \ube44\uc2b7\ud55c \uc8fc\ud0dd\uc744 3\uac1c \uc815\ub3c4\uc758 \uac70\ub798 \uac00\uaca9\uc744 \ubd84\uc11d\ud558\uc5ec \ud310\ub2e8\ud569\ub2c8\ub2e4. \uc774 \ubc29\uc2dd\uc740 \uc8fc\ud0dd\uc744 \uad6c\uc785\ud560 \ub54c \uc8fc\ub85c \uc4f0\uc785\ub2c8\ub2e4.<\/span><\/strong><\/p>\n<p><strong><span style=\"font-size: 14pt;\">&#8211; \ube44\uc6a9 \ubc29\uc2dd( Cost Approach = Replacement Cost Approach)<\/span><\/strong><\/p>\n<p><strong><span style=\"font-size: 14pt;\">\uc8fc\ud0dd\uc744 \ub9cc\ub4e4 \ub54c \ub4e4\uc5b4\uac04 \ube44\uc6a9(\uc6d0\uac00)\uc73c\ub85c \uacc4\uc0b0\ud558\ub294 \ubc29\uc2dd\uc73c\ub85c \uc6d0\uac00\ubc29\uc2dd\uc774\ub77c\uace0\ub3c4 \ud569\ub2c8\ub2e4. \uc774 \ubc29\uc2dd\uc5d0 \ub530\ub974\uba74 \uac19\uc740 \ud06c\uae30 \ube44\uc2b7\ud55c \uc8fc\ud0dd\uc774\ub354\ub77c\ub3c4 \uadf8 \ub0b4\ubd80\ub97c \uad6c\uc131\ud558\ub294 \uc790\uc7ac\ub098 \uac00\uad6c, \ub9ac\ubaa8\ub378\ub9c1 \uc815\ub3c4\uc5d0 \ub530\ub77c \uac00\uce58\uac00 \ub2ec\ub77c\uc9d1\ub2c8\ub2e4. \uc7ac\uc0dd\uc0b0\ud560 \ub54c \uac10\uac01\ube44\uc6a9\ub3c4 \ucc28\uac10\ud574 \uc8fc\uc5b4\uc57c \ud569\ub2c8\ub2e4. \uacf5\uc2dd: Cost- Depreciation +Site Value= \uc8fc\ud0dd\uc758 \uac00\uaca9\uc774 \ub098\uc635\ub2c8\ub2e4. \uc774 \ubc29\uc2dd\uc740 \ud559\uad50\ub098 \uad50\ud68c \ub4f1\uc5d0 \uc0ac\uc6a9\ub429\ub2c8\ub2e4.<\/span><\/strong><\/p>\n<p><strong><span style=\"font-size: 14pt;\">&#8211; \uc218\uc775 \ubc29\uc2dd(Income Approach= Capitalization Approach)<\/span><\/strong><\/p>\n<p><strong><span style=\"font-size: 14pt;\">\uc8fc\ud0dd\uc758 \ubbf8\ub798 \uc218\uc775\uc744 \ud604\uc7ac \uac00\uce58\ub85c \ud658\uc6d0\ud558\uc5ec \uac00\uce58\ub97c \uacb0\uc815\ud558\ub294 \ubc29\uc2dd\uc785\ub2c8\ub2e4. \uacf5\uc2dd: Annual Net operating Income(I)\ub97c Capitalization Rate(R)\ub85c \ub098\ub204\uba74 \uc8fc\ud0dd \uac00\uaca9 V(Property Value) \uc774 \ub098\uc635\ub2c8\ub2e4. \uc774 \ubc29\uc2dd\uc740 \uc8fc\ub85c \uc0c1\uc5c5\uc6a9\uac74\ubb3c\uc5d0 \uc801\uc6a9\ub429\ub2c8\ub2e4.<\/span><\/strong><\/p>\n<p><strong><span style=\"font-size: 14pt;\">Final Reconciliation : The Uniform Residential Appraisal Report(URAR)\ub294 3\uac00\uc9c0 \ubc29\uc2dd \ubaa8\ub450\ub97c \uc0b0\ucd9c\ud55c \ud6c4 \ucd5c\uc885\uc801\uc73c\ub85c \uac10\uc815\uc0ac\uac00 \uc120\ud0dd\ud55c \ubc29\uc2dd\uc744 \uc65c \uc120\ud0dd\ud558\uac8c \ub418\uc5c8\ub294\uc9c0 \uc774\uc720\ub97c \uc124\uba85\ud558\ub3c4\ub85d \ub418\uc5b4 \uc788\ub2e4.<\/span><\/strong><\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\uc735\uc790\uc9c0\uc2dd59- \uc8fc\ud0dd \uac10\uc815 \ubc29\uc2dd \uc8fc\ud0dd \uac10\uc815 \ubc29\uc2dd \ubd80\ub3d9\uc0b0\uc758 \uac00\uce58\ub294 \uc8fc\ud0dd \uac10\uc815\uc0ac\uc758 \ud3c9\uac00\ub97c \uadfc\uac70\ud558\uba70 3\uac00\uc9c0 \ubc29\uc2dd\uc73c\ub85c \ube44\uad50\ubc29\uc2dd (Sales Comparison Approach = Market Approach), \uc6d0\uac00 \ube44\uc6a9 \ubc29\uc2dd(Cost Approach = Replacement Cost Approach), \uc218\uc775\ud658\uc6d0\ubc29\uc2dd(Income Approach = Capitalization Approach)\uc774 \uc788\uc2b5\ub2c8\ub2e4. &#8211; \ube44\uad50\ubc29\uc2dd ( Sales Comparison Approach= Market Approach) \uad6c\uc785\ud558\ub824\ub294 \uc8fc\ud0dd\uacfc \ube44\uc2b7\ud55c \ud06c\uae30, \uc720\ud615, \ud2b9\uc9d5\uc744 \uac00\uc9c4 \ub2e4\ub978 \uc8fc\ud0dd\uc758 \uac70\ub798 \uac00\uaca9\uc744 [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[7],"tags":[],"class_list":["post-1593","post","type-post","status-publish","format-standard","hentry","category-financial-study"],"_links":{"self":[{"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/posts\/1593","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/comments?post=1593"}],"version-history":[{"count":3,"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/posts\/1593\/revisions"}],"predecessor-version":[{"id":1599,"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/posts\/1593\/revisions\/1599"}],"wp:attachment":[{"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/media?parent=1593"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/categories?post=1593"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/tags?post=1593"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}