{"id":1378,"date":"2021-05-05T13:07:15","date_gmt":"2021-05-05T20:07:15","guid":{"rendered":"https:\/\/usezloan.com\/?p=1378"},"modified":"2021-05-05T13:08:23","modified_gmt":"2021-05-05T20:08:23","slug":"loan-43","status":"publish","type":"post","link":"https:\/\/usezloan.com\/index.php\/2021\/05\/05\/loan-43\/","title":{"rendered":"\uc735\uc790\uc9c0\uc2dd46- \uc735\uc790\ud558\uba74\uc11c \ubc1b\ub294 \uc11c\ub958\ub4e4"},"content":{"rendered":"

\uc735\uc790\ud558\uba74\uc11c \ubc1b\ub294 \uc11c\ub958\ub4e4 (RESPA \ubc95\uc774 \uc694\uad6c)<\/strong><\/p>\n

At or Within 3 business days of Application: \uc735\uc790\uc2e0\uccad\uc11c \ub0b4\uace0 3\uc77c \uc548\uc5d0 \ubc1b\ub294 \uc11c\ub958<\/strong><\/span><\/p>\n

1. Home Loan Toolkit: \uc735\uc790 \uc548\ub0b4\uc11c<\/strong><\/p>\n

2. Loan Estimate: \uc735\uc790 \uacac\uc801\uc11c<\/strong><\/p>\n

3. Mortgage Servicing Disclosure Statement: \ubaa8\uae30\uc9c0 \uc11c\ube44\uc2a4 \uc548\ub0b4\uc11c<\/strong><\/p>\n

Before Settlement- \uc735\uc790\uac00 \ub05d\ub098\uae30 \uc804 \uc5b8\uc81c \ub4e0\uc9c0 \ubc1b\ub294 \uc11c\ub958 2\uac00\uc9c0<\/em><\/strong><\/span><\/p>\n

1.Affiliated Business Arrangement (AfBA) Disclosure- \uc774 \uc11c\ub958\ub294 \ud55c \ud68c\uc0ac\uac00 \uc5ec\ub7ec\uac00\uc9c0 \uc77c\uc744 \ud560 \uacbd\uc6b0 \uc608\ub97c \ub4e4\uc5b4 \ubd80\ub3d9\uc0b0\ud68c\uc0ac , \uc735\uc790\ud68c\uc0ac\ub97c \uc6b4\uc601\ud558\uba74 \uaf2d \uc735\uc790\uac00 \ub05d\ub098\uae30 \uc804 Disclosure\ub97c \ud574\uc57c \ud569\ub2c8\ub2e4.<\/strong><\/p>\n

2.Closing Disclosure: 3 days prior to consummation (TILA) (or HUD1) \u2013\uc735\uc790\uae08\uc744 \ubc1b\uae30 \uc804\uc5d0 CD\ub97c \ubc1b\ub294\ub370 consummation \ub418\uae30 3\uc77c\uc804\ub294 \uaf2d \ubc1b\uc544\uc57c\ud569\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \uc0ac\uc778\uc744 \ud569\ub2c8\ub2e4.<\/strong><\/p>\n

At Settlement \u2013\uc735\uc790 funding \ub418\uc5c8\uc744 \ub54c \ubc1b\ub294 \uc11c\ub958<\/em><\/strong><\/span><\/p>\n

1.Finalized Closing Disclosure (TILA) (or HUD1) \u2013\ub9c8\uc9c0\ub9c9 CD \ub9c8\uc9c0\ub9c9 \uc810\uac80 \ud6c4 \uc5d0\uc2a4\ud06c\ub85c\uc5d0\uc11c \uc804\uccb4\uc801\uc778 \ud06c\ub808\ub527 \ub370\ube57\uc11c\ub958 \uc90d\ub2c8\ub2e4.<\/strong><\/p>\n

2.Initial Escrow Statement (within 45 days of closing)-closing \ub54c\ub098 \ud06c\ub85c\uc9d5 \uc774\ud6c4 45\uc77c \uc548\uc73c\ub85c initial Escrow Statement \ub97c \uc90d\ub2c8\ub2e4.<\/strong><\/p>\n

After Settlement- \uc735\uc790 funding \ub418\uace0 \ub098\uc11c \ubc1b\ub294 \uc11c\ub958<\/em><\/strong><\/span><\/p>\n

1.Annual Escrow Statement- \uc5d0\uc2a4\ud06c\ub85c \uc5b4\uce74\uc6b4\ud2b8\ub97c \ubd84\uc11d\ud558\uc5ec \ub300\ucd9c\uc790\uc5d0\uac8c \ub3cc\ub824 \uc904\uac83\uc774 \uc788\uc73c\uba74 \ub3cc\ub824 \uc8fc\uace0 \ubd84\uc11d \uc11c\ub958\ub97c \uc90d\ub2c8\ub2e4.<\/strong><\/p>\n

2.Servicing Transfer Statement-\ub2e4\uc2dc \ud55c\ubc88 Payment statement\uc5d0 \ub300\ud574 \uc124\uba85\uc744 \ud569\ub2c8\ub2e4. \uc735\uc790\uac00 \uc591\ub3c4 \ub418\uc5c8\uc744 \ub54c 15\uc77c \uc548\uc73c\ub85c \uc54c\ub824 \uc900\ub2e4\ub294 \ub0b4\uc6a9\uacfc \uc591\ub3c4\ub418\uc5c8\uc744 \ub54c \uc2e4\uc218\ub85c payment\ub97c \ud558\uc9c0 \ubabb\ud588\uc744 \ub54c 60\uc77c\uae4c\uc9c0 grace period\uac00 \uc788\ub2e4\ub294 \ub0b4\uc6a9\uc744 \ubcf4\ub0b4 \uc90d\ub2c8\ub2e4.<\/strong><\/p>\n

 <\/p>\n","protected":false},"excerpt":{"rendered":"

\uc735\uc790\ud558\uba74\uc11c \ubc1b\ub294 \uc11c\ub958\ub4e4 (RESPA \ubc95\uc774 \uc694\uad6c) At or Within 3 business days of Application: \uc735\uc790\uc2e0\uccad\uc11c \ub0b4\uace0 3\uc77c \uc548\uc5d0 \ubc1b\ub294 \uc11c\ub958 1. Home Loan Toolkit: \uc735\uc790 \uc548\ub0b4\uc11c 2. Loan Estimate: \uc735\uc790 \uacac\uc801\uc11c 3. Mortgage Servicing Disclosure Statement: \ubaa8\uae30\uc9c0 \uc11c\ube44\uc2a4 \uc548\ub0b4\uc11c Before Settlement- \uc735\uc790\uac00 \ub05d\ub098\uae30 \uc804 \uc5b8\uc81c \ub4e0\uc9c0 \ubc1b\ub294 \uc11c\ub958 2\uac00\uc9c0 1.Affiliated Business Arrangement (AfBA) Disclosure- \uc774 […]<\/p>\n","protected":false},"author":5,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[7],"tags":[],"class_list":["post-1378","post","type-post","status-publish","format-standard","hentry","category-financial-study"],"_links":{"self":[{"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/posts\/1378","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/comments?post=1378"}],"version-history":[{"count":4,"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/posts\/1378\/revisions"}],"predecessor-version":[{"id":1382,"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/posts\/1378\/revisions\/1382"}],"wp:attachment":[{"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/media?parent=1378"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/categories?post=1378"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/tags?post=1378"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}