{"id":1375,"date":"2021-05-05T12:55:07","date_gmt":"2021-05-05T19:55:07","guid":{"rendered":"https:\/\/usezloan.com\/?p=1375"},"modified":"2021-05-05T12:55:07","modified_gmt":"2021-05-05T19:55:07","slug":"loan-42","status":"publish","type":"post","link":"https:\/\/usezloan.com\/index.php\/2021\/05\/05\/loan-42\/","title":{"rendered":"\uc735\uc790\uc9c0\uc2dd45- \ub300\ucd9c\uae08\uc735\uc0ac\ub294 \uc735\uc790 \uc2e0\uccad\uc744 \ubc1b\uace0 3\uc77c\ub0b4\uc5d0 \ub2e4\uc74c\uc758 \uc11c\ub958\ub97c \uc2e0\uccad\uc790\uc5d0\uac8c \uc81c\uc2dc\ud569\ub2c8\ub2e4."},"content":{"rendered":"<p><strong><span style=\"font-size: 14pt;\">\ub300\ucd9c \uae08\uc735\uc0ac\uac00\u00a0 3\uc77c\ub9cc\uc5d0 \uc8fc\uc5b4\uc57c \ud558\ub294 \uc11c\ub958.<\/span><\/strong><\/p>\n<p><strong><span style=\"font-size: 14pt;\">\ub300\ucd9c\uae08\uc735\uc0ac\ub294 \uc735\uc790 \uc2e0\uccad\uc744 \ubc1b\uace0 3\uc77c\ub0b4\uc5d0 \ub2e4\uc74c\uc758 \uc11c\ub958\ub97c \uc2e0\uccad\uc790\uc5d0\uac8c \uc81c\uc2dc\ud569\ub2c8\ub2e4.<\/span><\/strong><\/p>\n<p><strong><span style=\"font-size: 14pt;\">1. \ub300\ubd80\uc548\ub0b4\uc11c: Home Loan Toolkit (CFPB) (or HUD Special Information Booklet)\ub85c\uc11c \u201cKnow Before You Owe\u201d \ub77c\ub294 \ud2b9\ubcc4 \uc815\ubcf4\ub97c \ub2f4\uace0 \uc788\ub294 \uc18c\ucc45\uc790\uc785\ub2c8\ub2e4.<\/span><\/strong><\/p>\n<p><strong><span style=\"font-size: 14pt;\">2.Loan Estimate (TILA) (or GFE)- \ub300\ucd9c \uacac\uc801\uc11c<\/span><\/strong><\/p>\n<p><strong><span style=\"font-size: 14pt;\">3. \ubaa8\uae30\uc9c0 \uacc4\uc57d \uc885\uacb0\uc11c (Mortgage Servicing Disclosure Statement) : \uc735\uc790\uac00 \ub05d\ub098\uba74 \uc735\uc790\uc591\ub3c4\uacf5\uc9c0\ubb38(Payment statement)\uc744 \ubc1b\uac8c \ub418\ub294\ub370 \uc774\uac83\uc740 \uc77c\uc885\uc758 \ubaa8\uae30\uc9c0 \uc735\uc790\ub97c \ub2e4\ub978 \uae08\uc735\ud68c\uc0ac\uc5d0 \ub9e4\uac01\ud560 \uc218 \uc788\ub2e4\ub294 \uc548\ub0b4(Mortgage Servicing)\uc785\ub2c8\ub2e4. \uc735\uc790\ud68c\uc0ac \uba85\uc758\uac00 \uae08\uc735\ud68c\uc0ac\uc758 \uc601\uc5c5\uc815\ucc45\uc5d0 \ub530\ub77c \ubc14\ub00c\uac8c \ub420 \uc218\ub3c4 \uc788\ub2e4\ub294 \uc124\uba85\uc11c\ub958\uc785\ub2c8\ub2e4.<\/span><\/strong><\/p>\n<p><strong><span style=\"font-size: 14pt;\">4.\uc8fc\ud0dd\uac10\uc815 \uad8c\ud55c \ud1b5\uc9c0\uc11c (Notice of Right to Receive Appraisal : ECOA) :\uc8fc\ud0dd \uac10\uc815\uc744 \ud558\uba74 \uac10\uc815\uc11c\ub97c 3\uc77c \uc774\ub0b4\uc5d0 \ubc1b\uc544 \ubcfc \uc218 \uc788\ub2e4\ub294 \ub0b4\uc6a9\uc785\ub2c8\ub2e4.<\/span><\/strong><\/p>\n<p><strong><span style=\"font-size: 14pt;\">5.\uc8fc\ud0dd \uc0c1\ub2f4 \uae30\ub85d \ubaa9\ub85d (List of HUD Counselors) : \uc774 \ubaa9\ub85d\uc740 \ub9ac\ubc84\uc2a4 \ubaa8\uae30\uc9c0 \uc2e0\uccad\uc790\uc5d0\uac8c \ubc18\ub4dc\uc2dc \uc81c\uc2dc\ub418\uc5b4\uc57c \ud569\ub2c8\ub2e4.<\/span><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\ub300\ucd9c \uae08\uc735\uc0ac\uac00\u00a0 3\uc77c\ub9cc\uc5d0 \uc8fc\uc5b4\uc57c \ud558\ub294 \uc11c\ub958. \ub300\ucd9c\uae08\uc735\uc0ac\ub294 \uc735\uc790 \uc2e0\uccad\uc744 \ubc1b\uace0 3\uc77c\ub0b4\uc5d0 \ub2e4\uc74c\uc758 \uc11c\ub958\ub97c \uc2e0\uccad\uc790\uc5d0\uac8c \uc81c\uc2dc\ud569\ub2c8\ub2e4. 1. \ub300\ubd80\uc548\ub0b4\uc11c: Home Loan Toolkit (CFPB) (or HUD Special Information Booklet)\ub85c\uc11c \u201cKnow Before You Owe\u201d \ub77c\ub294 \ud2b9\ubcc4 \uc815\ubcf4\ub97c \ub2f4\uace0 \uc788\ub294 \uc18c\ucc45\uc790\uc785\ub2c8\ub2e4. 2.Loan Estimate (TILA) (or GFE)- \ub300\ucd9c \uacac\uc801\uc11c 3. \ubaa8\uae30\uc9c0 \uacc4\uc57d \uc885\uacb0\uc11c (Mortgage Servicing Disclosure Statement) : \uc735\uc790\uac00 \ub05d\ub098\uba74 \uc735\uc790\uc591\ub3c4\uacf5\uc9c0\ubb38(Payment [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[7],"tags":[],"class_list":["post-1375","post","type-post","status-publish","format-standard","hentry","category-financial-study"],"_links":{"self":[{"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/posts\/1375","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/comments?post=1375"}],"version-history":[{"count":2,"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/posts\/1375\/revisions"}],"predecessor-version":[{"id":1377,"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/posts\/1375\/revisions\/1377"}],"wp:attachment":[{"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/media?parent=1375"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/categories?post=1375"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/usezloan.com\/index.php\/wp-json\/wp\/v2\/tags?post=1375"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}